{"id":28,"date":"2026-03-12T16:24:42","date_gmt":"2026-03-12T16:24:42","guid":{"rendered":"https:\/\/visavis.test\/?page_id=28"},"modified":"2026-07-06T07:40:08","modified_gmt":"2026-07-06T07:40:08","slug":"einzelunfallversicherung","status":"publish","type":"page","link":"https:\/\/visavis.ch\/de\/unsere-versicherungen\/einzelunfallversicherung\/","title":{"rendered":"Einzelunfallversicherung"},"content":{"rendered":"<div class=\"wp-block-blueglass-hero bgb-hero bgb-hero--storytelling-carousel bgb-1672e140\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-0e6a21ca\"><div class=\"bgb-wrapper__container\"><nav class=\"wp-block-blueglass-breadcrumbs bgb-breadcrumbs bgb-1415eb9c\" aria-label=\"Breadcrumb\"><ol class=\"bgb-breadcrumbs__list\"><li class=\"bgb-breadcrumbs__item bgb-breadcrumbs__item--current\"><span class=\"bgb-breadcrumbs__current\" aria-current=\"page\">Home<\/span><\/li><\/ol><\/nav>\n\n<h1 class=\"wp-block-blueglass-heading bgb-fd5e990b\">Einzelunfallversicherung f\u00fcr Unternehmer<\/h1>\n\n<figure class=\"wp-block-blueglass-image bgb-image bgb-d20db9c1\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-scaled.webp 2560w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-300x150.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-1024x512.webp 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-768x384.webp 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-1536x768.webp 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-2048x1024.webp 2048w\" type=\"image\/webp\"><img fetchpriority=\"high\" src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-1024x512.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-1024x512.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-300x150.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-768x384.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-1536x768.jpg 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Einzel-Unfallversicherung-Header_2zu1-5zu4_3200x1600px-2-2048x1024.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" alt=\"\" loading=\"eager\" decoding=\"async\" width=\"1024\" height=\"512\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure>\n\n<p class=\"wp-block-blueglass-paragraph bgb-0a0434a6\">Die obligatorische Unfallversicherung deckt nicht alle finanziellen Folgen ab; oder die Leistungen der Krankenkasse greifen zu kurz. Hier kommt die Einzelunfallversicherung ins Spiel.<\/p>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-cf548e9a\"><a href=\"#ausf\u00fchrendeInformationen\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-17e77934\"><p class=\"wp-block-blueglass-paragraph bgb-450ec461\">Ausf\u00fchrende Informationen<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-be358b5e\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a>\n\n<a href=\"#downloads\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-8b4332af\"><p class=\"wp-block-blueglass-paragraph bgb-94e90ed6\">Downloads<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-990d0831\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-fakten bgb-fakten bgb-fakten--angepasst bgb-22d49405\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a25d43c5\"><div class=\"bgb-wrapper__container\"><h2 class=\"wp-block-blueglass-heading bgb-fe1a9410\">Die wichtigsten Fakten<\/h2>\n\n<div class=\"wp-block-blueglass-grid bgb-grid bgb-a1af6b30\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-5ddb7999\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-a89d7916\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M29.25,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM27.08,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"#0B7085\" \/>\n  <path d=\"M16.98,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c2.19,0,2.24-3,.01-3-2.47,0-4.76.31-6.88.92Z\" fill=\"#0B7085\" \/>\n  <path d=\"M39.15,44.04h-11.5c-1.38,0-2.5-1.12-2.5-2.5v-11.5c0-1.38,1.12-2.5,2.5-2.5h11.5c1.38,0,2.5,1.12,2.5,2.5v11.5c0,1.38-1.12,2.5-2.5,2.5ZM28.15,41.04h10.5v-10.5h-10.5v10.5Z\" fill=\"#cced60\" \/>\n  <path d=\"M36.3,34.29h-1.41v-1.41c0-.83-.67-1.5-1.5-1.5s-1.5.67-1.5,1.5v1.41h-1.41c-.83,0-1.5.67-1.5,1.5s.67,1.5,1.5,1.5h1.41v1.41c0,.83.67,1.5,1.5,1.5s1.5-.67,1.5-1.5v-1.41h1.41c.83,0,1.5-.67,1.5-1.5s-.67-1.5-1.5-1.5Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-9abe0a8f\">Individuelle und massgeschneiderte Deckung<\/p><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-e59a1a26\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-e1ff57bd\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M25.82,30H9.01c-1.65,0-3-1.34-3-3V9.99c0-1.65,1.34-3,3-3h29.99c1.65,0,3,1.34,3,3v12.08c0,.83-.67,1.5-1.5,1.5s-1.5-.67-1.5-1.5v-12.08H9.01s0,17.02,0,17.02h16.81c.83,0,1.5.67,1.5,1.5s-.67,1.5-1.5,1.5Z\" fill=\"#0B7085\" \/>\n  <path d=\"M36.18,44.03c-4.55,0-8.24-3.7-8.24-8.24s3.7-8.24,8.24-8.24,8.24,3.7,8.24,8.24-3.7,8.24-8.24,8.24ZM36.18,30.54c-2.89,0-5.24,2.35-5.24,5.24s2.35,5.24,5.24,5.24,5.24-2.35,5.24-5.24-2.35-5.24-5.24-5.24Z\" fill=\"#cced60\" \/>\n  <g>\n    <path d=\"M15.2,22.94c-.6,0-1.16-.09-1.69-.28-.53-.19-.99-.47-1.4-.85-.4-.38-.72-.84-.95-1.4-.23-.56-.34-1.2-.34-1.93s.12-1.37.35-1.92.55-1.02.96-1.39.88-.66,1.4-.85c.53-.19,1.08-.28,1.67-.28.74,0,1.41.12,1.99.37.58.25,1.06.59,1.42,1.03.36.44.58.95.65,1.53l-2.2.36h-.05c-.09-.42-.3-.76-.64-1.04-.34-.28-.74-.42-1.19-.42-.4,0-.77.1-1.11.29-.34.2-.61.49-.82.88-.2.39-.31.87-.31,1.45s.1,1.06.31,1.45c.2.39.47.68.81.88s.71.3,1.12.3c.47,0,.87-.13,1.21-.4.33-.27.54-.64.62-1.11l2.28.24c-.1.68-.35,1.25-.74,1.71-.39.46-.87.81-1.45,1.04-.58.23-1.21.35-1.9.35Z\" fill=\"#0B7085\" \/>\n    <path d=\"M25.82,22.82v-3.53h-3.24v3.53h-2.09v-8.65h2.09v3.3h3.24v-3.3h2.09v8.65h-2.09Z\" fill=\"#0B7085\" \/>\n    <path d=\"M29.58,22.82v-8.65h6.14v1.82h-4.06v1.42h3.26v1.82h-3.26v3.59h-2.09Z\" fill=\"#0B7085\" \/>\n  <\/g>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-04bd18c0\">Kapitalzahlungen unabh\u00e4ngig von Leistungen anderer Versicherer<\/p><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-7ec4bb92\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-28dca8b7\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M24,44c-2.77,0-5.37-.53-7.8-1.58s-4.55-2.48-6.35-4.28-3.23-3.91-4.28-6.32-1.58-4.99-1.58-7.73.53-5.4,1.58-7.85c1.05-2.45,2.48-4.58,4.28-6.39,1.8-1.81,3.92-3.24,6.35-4.29s5.03-1.58,7.8-1.58,5.37.53,7.8,1.58,4.55,2.48,6.35,4.29c1.8,1.81,3.23,3.94,4.28,6.39,1.05,2.45,1.58,5.06,1.58,7.85,0,.47-.02.94-.05,1.43s-.08.96-.15,1.43-.27.84-.6,1.13-.73.43-1.19.43c-.41,0-.74-.16-.99-.48s-.34-.68-.28-1.08c.07-.47.13-.94.18-1.43s.08-.96.08-1.43c0-.76-.05-1.52-.15-2.28-.1-.76-.25-1.52-.44-2.28h-8.01c.07.77.13,1.53.2,2.28.07.76.1,1.51.1,2.27,0,.47-.02.94-.05,1.43s-.07.96-.1,1.43c-.03.43-.2.8-.51,1.1-.31.3-.68.45-1.12.45-.41,0-.75-.15-1.02-.45s-.38-.65-.35-1.05c.07-.47.11-.95.13-1.45s.03-.98.03-1.45c0-.76-.03-1.52-.08-2.28-.05-.76-.13-1.52-.23-2.28h-10.73c-.11.77-.2,1.53-.25,2.28s-.08,1.5-.08,2.25.03,1.49.08,2.23.13,1.47.23,2.2h8.35c.43,0,.78.14,1.07.43.29.29.43.65.43,1.08s-.14.78-.43,1.07c-.29.28-.64.43-1.07.43h-7.8c.47,1.77,1.03,3.5,1.7,5.2s1.7,3.13,3.1,4.3c.51,0,1.02-.03,1.53-.08.51-.05,1.02-.11,1.52-.18.37-.07.7.03,1,.3s.45.58.45.95c0,.47-.13.86-.4,1.18s-.62.5-1.05.57c-.5.07-1.01.13-1.53.18-.52.05-1.03.08-1.53.08ZM7.59,28.5h8.01c-.08-.73-.15-1.47-.19-2.2s-.06-1.47-.06-2.2.02-1.52.05-2.28c.03-.76.08-1.52.15-2.28h-7.96c-.2.76-.34,1.52-.44,2.28-.1.76-.15,1.52-.15,2.28s.05,1.5.15,2.22c.1.72.25,1.44.44,2.17ZM19.7,40.45c-.87-1.37-1.59-2.8-2.18-4.3s-1.04-3.05-1.38-4.65h-7.55c1.1,2.23,2.62,4.13,4.55,5.7,1.93,1.57,4.12,2.65,6.55,3.25ZM8.6,16.55h7.48c.38-1.6.86-3.16,1.45-4.68s1.33-2.98,2.23-4.38c-2.37.8-4.53,1.96-6.48,3.48s-3.51,3.38-4.68,5.58ZM19.2,16.55h9.65c-.43-1.8-1.03-3.53-1.8-5.2s-1.78-3.15-3.05-4.45c-1.27,1.33-2.28,2.83-3.05,4.48s-1.35,3.38-1.75,5.18ZM31.97,16.55h7.43c-1.17-2.2-2.72-4.07-4.65-5.6s-4.08-2.67-6.45-3.4c.9,1.37,1.64,2.81,2.23,4.33s1.06,3.08,1.44,4.68Z\" fill=\"#0B7085\" \/>\n  <path d=\"M35.5,37.65v3.65c0,.43-.14.78-.43,1.07-.29.29-.65.43-1.08.43s-.78-.14-1.07-.43c-.28-.29-.43-.64-.43-1.07v-7.3c0-.42.15-.77.44-1.06s.65-.44,1.06-.44h7.3c.43,0,.78.14,1.07.43.29.29.43.65.43,1.08s-.14.78-.43,1.07c-.29.28-.64.43-1.07.43h-3.7l5.35,5.35c.3.3.45.65.45,1.06s-.14.76-.43,1.05c-.31.29-.68.44-1.09.44s-.77-.15-1.08-.45l-5.3-5.3Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-a1c27788\">Weltweiter Schutz vor finanziellen Folgen<\/p><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-cta bgb-cta bgb-cta--light-text bgb-43d0ffa5\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-6449f6b9\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-f56f7ac1\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-8273ca5f\"><h2 class=\"wp-block-blueglass-heading bgb-d624ac41\">Wir beraten Sie <mark class=\"has-inline-color has-green-color\">gerne<\/mark><\/h2><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-e8cfb14a\"><p class=\"wp-block-blueglass-paragraph bgb-20fb881c\">Haben Sie Fragen zur Einzelunfallversicherung? Oder m\u00f6chten Sie ein konkretes Angebot? Wir freuen uns auf Ihren Kontakt.<\/p>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a3c084a5\"><a href=\"https:\/\/visavis.ch\/kontakt\/#beratung\" class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--medium bgb-85a6f300\"><p class=\"wp-block-blueglass-paragraph bgb-70d63295\">Beratung vereinbaren<\/p><\/a>\n\n<a href=\"\/unsere-versicherungen\/offertanfrage\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--light bgb-button--outline bgb-button--medium bgb-40ae3f42\"><p class=\"wp-block-blueglass-paragraph bgb-f612101f\">Offerte anfordern<\/p><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div id=\"ausf\u00fchrendeInformationen\" class=\"wp-block-blueglass-text bgb-text bgb-text--artikel-text bgb-400ad795\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-61b06ccb\">\n<h2 class=\"wp-block-heading\">Die Einzelunfallversicherung im \u00dcberblick<\/h2>\n\n\n<p class=\"wp-block-blueglass-paragraph bgb-f7d8648a\">Eine Einzelunfallversicherung bietet zus\u00e4tzlichen Schutz gegen die finanziellen Folgen von Unf\u00e4llen, insbesondere f\u00fcr Selbstst\u00e4ndigerwerbende (Betriebsinhaber), die nicht obligatorisch durch das UVG abgesichert sind.<\/p>\n\n<h3 class=\"wp-block-blueglass-heading bgb-6d779d91\">F\u00fcr wen eignet sich eine Einzelunfallversicherung?<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-b415f807\">Eine Einzelunfallversicherung eignet sich f\u00fcr:<\/p>\n\n<ul class=\"wp-block-blueglass-list bgb-2e4244ef\" style=\"--bgb-list-item-gap:4px\"><li>Selbstst\u00e4ndigerwerbende<\/li><li>Teilzeitbesch\u00e4ftigte, mit einem Arbeitspensum von weniger als acht Stunden pro Woche, die zus\u00e4tzlich Nichtberufsunf\u00e4lle versichern m\u00f6chten<\/li><li>Hausfrauen und -m\u00e4nner, Kinder, Jugendliche oder Studierende<\/li><\/ul><\/div><\/div>\n\n<div class=\"wp-block-blueglass-table-wrapper bgb-table-wrapper bgb-table-wrapper--beige bgb-1731a0ac\"><h3 class=\"wp-block-blueglass-heading bgb-e56c3d7b\">Leistungsumfang der Einzelunfallversicherung<\/h3>\n\n<div class=\"wp-block-blueglass-table bgb-table bgb-table--fix-first-col bgb-ac67134f\" style=\"--bgb-table-cols:2\"><div class=\"bgb-table__scroller\"><div class=\"bgb-table__inner\"><div class=\"wp-block-blueglass-table-row bgb-table-row bgb-7ea6bfef\">\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-3a929c87\"><div class=\"bgb-table-cell__content\">Leistungen<\/div><\/div>\n\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-47a85d0e\"><div class=\"bgb-table-cell__content\">Deckung der Einzelunfallversicherung<\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-blueglass-table-row bgb-table-row bgb-4486202e\">\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-81d117d1\"><div class=\"bgb-table-cell__content\">Taggeld<\/div><\/div>\n\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-23eb7e0c\"><div class=\"bgb-table-cell__content\">Taggeld f\u00fcr jeden Kalendertag einer \u00e4rztlich festgestellten Arbeitsunf\u00e4higkeit<\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-blueglass-table-row bgb-table-row bgb-a5662cad\">\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-2a52bef0\"><div class=\"bgb-table-cell__content\">Heilungskosten und -Behandlung<\/div><\/div>\n\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-128be51f\"><div class=\"bgb-table-cell__content\">Heilmassnahmen durch \u00c4rzte und Zahn\u00e4rzte, Arzneikosten und Spezialmedikamente, die von Krankenkassen nicht \u00fcbernommen werden. Aufenthalts- und Pflegekosten in der halbprivaten oder privaten Abteilung aller Spit\u00e4ler weltweit.<\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-blueglass-table-row bgb-table-row bgb-77619af2\">\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-17a33b1c\"><div class=\"bgb-table-cell__content\">Invalidit\u00e4tskapital<\/div><\/div>\n\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-e57c99dc\"><div class=\"bgb-table-cell__content\">Kapitalauszahlung der festgelegten Versicherungssumme in Folge von Invalidit\u00e4t<\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-blueglass-table-row bgb-table-row bgb-2ed511ab\">\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-56f08a4c\"><div class=\"bgb-table-cell__content\">Todesfallkapital<\/div><\/div>\n\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-10746a43\"><div class=\"bgb-table-cell__content\">Kapitalauszahlung der festgelegten Versicherungssumme im Todesfall<\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-blueglass-table-row bgb-table-row bgb-39590f91\">\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-ab0f517a\"><div class=\"bgb-table-cell__content\">Transportkosten inkl. Rettungs- und Bergungskosten<\/div><\/div>\n\n<div class=\"wp-block-blueglass-table-cell bgb-table-cell bgb-ed94ef3e\"><div class=\"bgb-table-cell__content\">Rettung oder Bergung der versicherten Person, Rettungsaktionen und <\/div><\/div>\n<\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-text bgb-text bgb-text--default bgb-a8b048f1\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-833caddb\"><h3 class=\"wp-block-blueglass-heading bgb-eb99cdd5\">Vorteile der Einzelunfallversicherung im \u00dcberblick<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-87e122c2\">Der Abschluss einer Einzelunfallversicherung bringt folgende Vorteile f\u00fcr Versicherte:<\/p>\n\n<ul class=\"wp-block-blueglass-list bgb-c5683691\" style=\"--bgb-list-item-gap:4px\"><li>Weltweiter Schutz vor finanziellen Folgen<\/li><li>Individuelle und massgeschneiderte Abdeckung<\/li><li>Kapitalzahlungen unabh\u00e4ngig von Leistungen anderer Versicherer<\/li><li>Mitversicherte Trendsportarten<\/li><li>Optionale Einschliessung von Grobfrahrl\u00e4ssigkeit<\/li><\/ul><\/div><\/div>\n\n<div class=\"wp-block-blueglass-faq bgb-faq bgb-f822d7bb\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a00ef21b\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-5659e8e0\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-2ed94bde\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"31\" viewbox=\"0 0 32 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M3.04463 25.6842C2.2073 25.6842 1.49053 25.3861 0.894316 24.7899C0.298105 24.1937 0 23.4769 0 22.6396V3.04463C0 2.2073 0.298105 1.49053 0.894316 0.894315C1.49053 0.298105 2.2073 0 3.04463 0H28.9554C29.7927 0 30.5095 0.298105 31.1057 0.894315C31.7019 1.49053 32 2.2073 32 3.04463V22.6396C32 23.4769 31.7019 24.1937 31.1057 24.7899C30.5095 25.3861 29.7927 25.6842 28.9554 25.6842H20.1815L17.2598 30.0728C17.1071 30.3039 16.9225 30.4772 16.7061 30.5928C16.49 30.7082 16.2546 30.7659 16 30.7659C15.7454 30.7659 15.51 30.7082 15.2939 30.5928C15.0775 30.4772 14.8929 30.3039 14.7402 30.0728L11.8185 25.6842H3.04463ZM16 27.4429L18.8244 23.1579H28.9554C29.1067 23.1579 29.2309 23.1093 29.328 23.0122C29.4251 22.9151 29.4737 22.7909 29.4737 22.6396V3.04463C29.4737 2.89333 29.4251 2.76912 29.328 2.672C29.2309 2.57488 29.1067 2.52632 28.9554 2.52632H3.04463C2.89333 2.52632 2.76912 2.57488 2.672 2.672C2.57488 2.76912 2.52632 2.89333 2.52632 3.04463V22.6396C2.52632 22.7909 2.57488 22.9151 2.672 23.0122C2.76912 23.1093 2.89333 23.1579 3.04463 23.1579H13.1756L16 27.4429Z\" fill=\"#0B7085\" \/>\n<path d=\"M18.948 19.1577H6.31641V16.6314H18.948V19.1577Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 14.1051H6.31641V11.5788H25.6848V14.1051Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 9.05244H6.31641V6.52612H25.6848V9.05244Z\" fill=\"#08333B\" \/>\n<\/svg>\n<\/span><\/div>\n\n<h2 class=\"wp-block-blueglass-heading bgb-2ef9aaba\">H\u00e4ufig gestellte Fragen rund um die Einzelunfallversicherung<\/h2>\n\n<div class=\"wp-block-blueglass-accordion bgb-accordion bgb-d0af7dc2\" data-close-others=\"1\"><div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-3d20bf6b\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-acc9e53e\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-9594855f\">Was ist eine Einzelunfallversicherung?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-5435acb9\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-f8922d53\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-41066d56\"><h4 class=\"wp-block-blueglass-heading bgb-8947e2f7\">Eine Einzelunfallversicherung ist eine Erg\u00e4nzung zur obligatorischen Unfallversicherung oder einer anderen Unfalldeckung. Der Schutz vor Unf\u00e4llen ist gem\u00e4ss UVG und Krankenversicherung begrenzt. <br><br>Selbstst\u00e4ndigerwerbende (Inhaberinnen und Inhaber) von Einzelfirmen unterliegen keiner UVG-Versicherungspflicht. Daher empfiehlt sich eine Unfallversicherung, um sich vor den finanziellen Folgen eines Unfalls abzusichern.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-93716855\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-46275fcb\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-bbd0b7a0\">K\u00f6nnen Partner\/in und Kind bei der Einzelunfallversicherung mitversichert werden?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-c0e646b8\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-fc28b2eb\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-0cbdb8ec\"><h4 class=\"wp-block-blueglass-heading bgb-166282b0\">Mit einer Einzelunfallversicherung k\u00f6nnen Sie zudem Ihre Lebenspartnerin oder Ihren Lebenspartner absichern, falls sie oder er weniger als acht Stunden pro Woche in Ihrem Betrieb mitarbeitet. Ihre Kinder k\u00f6nnen Sie ebenfalls in die private Unfallversicherung aufnehmen \u2013 somit ist es eine sinnvolle Erg\u00e4nzung.<\/h4><\/div><\/div><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-9813a9f2\">War die passende Antwort nicht dabei? Dann <a href=\"https:\/\/visavis.ch\/kontakt\/#beratung\" data-type=\"internal\" data-id=\"#Kundenberater\">kontaktieren<\/a> Sie uns gerne.<\/p><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-blueglass-artikelteaser bgb-artikelteaser bgb-5575e108\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-62c069c8\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-46c4b4e8\"><h2 class=\"wp-block-blueglass-heading bgb-201168df\">Aktuelle und wissenswerte Themen f\u00fcr Sie ausgew\u00e4hlt<\/h2>\n\n<a href=\"https:\/\/visavis.ch\/news-ratgeber\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-5ac68940\"><p class=\"wp-block-blueglass-paragraph bgb-b6a2191e\">Alle Artikel anzeigen<\/p><\/a><\/div><div class=\"wp-block-blueglass-grid bgb-grid bgb-54dbd59f\" data-bgb-artikelteaser-carousel='{&quot;spaceBetween&quot;:20,&quot;speed&quot;:300}'><div class=\"swiper\"><div class=\"swiper-wrapper\"><div class=\"swiper-slide\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-8795299d\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-f85cadd9\"><p class=\"wp-block-blueglass-paragraph bgb-7889420e\">Ratgeber<\/p>\n\n<p class=\"wp-block-blueglass-paragraph bgb-f98ce9a1\">Neue Partnerschaft zwischen Branchen Versicherung und emmental versicherung<\/p>\n\n<a href=\"https:\/\/visavis.ch\/de\/news-ratgeber\/neue-partnerschaft-zwischen-branchen-versicherung-und-emmental-versicherung\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--medium bgb-8219670f\"><p class=\"wp-block-blueglass-paragraph bgb-06738a7c\">Mehr dazu<\/p><\/a><\/div><\/div><\/div><div class=\"swiper-slide\"><a href=\"https:\/\/visavis.ch\/de\/news-ratgeber\/branchen-versicherung-zu-visavis\/\" class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-b3e8c717\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-1c455ede\"><figure class=\"wp-block-blueglass-image bgb-image bgb-8c1747e5\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px.webp 2400w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-300x120.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1024x410.webp 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-768x307.webp 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1536x614.webp 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-2048x819.webp 2048w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1024x410.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1024x410.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-300x120.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-768x307.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1536x614.jpg 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-2048x819.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"410\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-11fa5444\"><p class=\"wp-block-blueglass-paragraph bgb-14dd2b4b\">News<\/p>\n\n<h3 class=\"wp-block-blueglass-heading bgb-872ff4e3\">Die Branchen Versicherung heisst jetzt visavis<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--link bgb-button--medium bgb-d883f675\"><p class=\"wp-block-blueglass-paragraph bgb-5f0ec477\">Mehr dazu<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-e6d05325\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M25.8709 17.6H0V14.4H25.8709L13.7189 2.248L16 0L32 16L16 32L13.7189 29.752L25.8709 17.6Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div><\/div><\/a><\/div><div 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srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Abredeversicherung-Header_2zu1-5zu4_3200x1600px-1024x512.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Abredeversicherung-Header_2zu1-5zu4_3200x1600px-300x150.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Abredeversicherung-Header_2zu1-5zu4_3200x1600px-768x384.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Abredeversicherung-Header_2zu1-5zu4_3200x1600px-1536x768.jpg 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Abredeversicherung-Header_2zu1-5zu4_3200x1600px-2048x1024.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-caf2d24d\"><p class=\"wp-block-blueglass-paragraph bgb-4708337d\"><strong>Das k\u00f6nnte Sie auch interessieren<\/strong><\/p>\n\n<h3 class=\"wp-block-blueglass-heading bgb-d13cbac0\">Abredeversicherung<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-33130ea5\">F\u00fcr einen Arbeitsunterbruch gibt es verschiedene Gr\u00fcnde. Mit einer Abredeversicherung sind Sie bei einem Unfall vollumf\u00e4nglich versichert.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/abredeversicherung\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--medium bgb-43d4d1aa\"><p class=\"wp-block-blueglass-paragraph bgb-8e5beb7a\">Angebot anzeigen<\/p><\/a><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-db4a19c4\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-scroll-to-top bgb-scroll-to-top bgb-e9988e20\" data-bgb-scroll-to-top><a href=\"#\" class=\"wp-block-blueglass-button bgb-button bgb-button--dark bgb-button--link bgb-button--medium bgb-f5ea4959\"><p class=\"wp-block-blueglass-paragraph bgb-7801ab36\">zur\u00fcck nach oben<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-833902a2\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M17.6 6.12907L17.6 32H14.4L14.4 6.12907L2.248 18.2811L0 16L16 -7.7486e-07L32 16L29.752 18.2811L17.6 6.12907Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":9,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-28","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages\/28","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/comments?post=28"}],"version-history":[{"count":31,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages\/28\/revisions"}],"predecessor-version":[{"id":12227,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages\/28\/revisions\/12227"}],"up":[{"embeddable":true,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages\/9"}],"wp:attachment":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/media?parent=28"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}