{"id":9,"date":"2026-03-12T16:22:37","date_gmt":"2026-03-12T16:22:37","guid":{"rendered":"https:\/\/visavis.test\/?page_id=9"},"modified":"2026-07-06T14:45:49","modified_gmt":"2026-07-06T14:45:49","slug":"unsere-versicherungen","status":"publish","type":"page","link":"https:\/\/visavis.ch\/de\/unsere-versicherungen\/","title":{"rendered":"Unsere Versicherungen"},"content":{"rendered":"<div class=\"wp-block-blueglass-hero bgb-hero bgb-hero--storytelling bgb-3fbf014e\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-02f76e1c\"><div class=\"bgb-wrapper__container\"><nav class=\"wp-block-blueglass-breadcrumbs bgb-breadcrumbs bgb-5adb3915\" aria-label=\"Breadcrumb\"><ol class=\"bgb-breadcrumbs__list\"><li class=\"bgb-breadcrumbs__item bgb-breadcrumbs__item--current\"><span class=\"bgb-breadcrumbs__current\" aria-current=\"page\">Home<\/span><\/li><\/ol><\/nav>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-1b5f77b0\"><p class=\"wp-block-blueglass-paragraph bgb-84682cb9\"><strong>Im \u00dcberblick<\/strong><\/p>\n\n<h1 class=\"wp-block-blueglass-heading bgb-17827be2\">Unsere Versicherungen f\u00fcr Unternehmen, KMU\u2019s und Selbstst\u00e4ndige<\/h1>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-33613983\"><figure class=\"wp-block-blueglass-image bgb-image bgb-4226bf4b\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895.webp 975w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-300x294.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-768x753.webp 768w\" type=\"image\/webp\"><img fetchpriority=\"high\" src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895.jpg 975w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-300x294.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-768x753.jpg 768w\" sizes=\"(max-width: 975px) 100vw, 975px\" alt=\"\" loading=\"eager\" decoding=\"async\" width=\"975\" height=\"956\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-8b8a40c7\"><a href=\"#personenversicherung\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-56f5d2e3\"><p class=\"wp-block-blueglass-paragraph bgb-70e80b8d\">Personenversicherungen<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-bc75f410\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a>\n\n<a href=\"#gesch\u00e4ftsversicherungen\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-3e034eec\"><p class=\"wp-block-blueglass-paragraph bgb-07123eca\">Gesch\u00e4fts- und Privatversicherungen<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-357a4490\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-64109d36\">Unsere Versicherungen f\u00fcr Unternehmen, KMUs und Selbstst\u00e4ndige decken ein breites Spektrum an Risiken ab und lassen sich in drei Hauptkategorien unterteilen.\u2028Personenversicherungen sorgen f\u00fcr den Schutz Ihrer Mitarbeitenden und unterst\u00fctzen bei Einkommensausf\u00e4llen durch Krankheit und Unfall. Gesch\u00e4ftsversicherungen decken betriebliche Risiken ab w\u00e4hrend Privatversicherungen private Risiken minimieren.<\/p><\/div><\/div><\/div><\/div>\n\n<div id=\"personenversicherung\" class=\"wp-block-blueglass-produktuebersicht bgb-produktuebersicht bgb-2d52e13e\">\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a14390c8\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-4580131e\">\n\n<h2 class=\"wp-block-blueglass-heading bgb-bc71b4ad\">Personenversicherungen<\/h2><\/div>\n\n<div class=\"wp-block-blueglass-grid bgb-grid bgb-adb62b84\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-d623be7c\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-4359b3c3\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M24.68,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM22.51,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n  <path d=\"M35.32,6.1c-1.4-1.4-3.37-2.1-5.4-2.1-2.27,0-2.27,3,0,3,1.08,0,2.38.42,3.22,1.28.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22c-.85.85-2.16,1.28-3.22,1.28-2.27,0-2.27,3,0,3,2.01,0,4-.7,5.4-2.1,1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4Z\" fill=\"currentColor\" \/>\n  <path d=\"M17.48,41h-2.7c-.53,0-1-.2-1.4-.6-.4-.4-.6-.87-.6-1.4s.2-1,.6-1.4c.4-.4.87-.6,1.4-.6h4.51l1.36-3h-5.87c-1.39,0-2.58.48-3.55,1.45s-1.45,2.15-1.45,3.54.48,2.58,1.45,3.55,2.15,1.46,3.55,1.46h1.34l1.36-3h0Z\" fill=\"currentColor\" \/>\n  <path d=\"M12.41,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c.77,0,1.58.04,2.43.12.85.08,1.71.21,2.58.38h0s1.24-2.73,1.24-2.73c-1.93-.5-4-.77-6.23-.77-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M34.33,27.55c-.63-.9-1.47-1.58-2.5-2.05-1.7-.77-3.6-1.46-5.69-2.08-.2-.06-.41-.1-.62-.16l-1.24,2.73-3.6,8h-.03l-1.36,3h.04l-1.85,4-1.36,3h16.16c.8,0,1.5-.3,2.1-.9.6-.6.9-1.3.9-2.1v-10.2c0-1.27-.32-2.35-.95-3.25ZM32.28,41h-11.5l6.45-14.2c.73.27,1.38.52,1.95.75.57.23,1.05.45,1.45.65.47.23.86.59,1.18,1.06.32.47.47.99.47,1.54v10.2Z\" fill=\"#cced60\" \/>\n  <path d=\"M43.77,27.55c-.63-.9-1.47-1.58-2.5-2.05-.44-.2-.91-.39-1.38-.58-.75-.3-1.59.06-1.89.81-.3.75.08,1.61.83,1.92.47.2.89.39,1.24.56.47.23.86.59,1.18,1.06.32.47.47.99.47,1.54v10.2h-2.53c-2.35,0-2.35,3,0,3h2.53c.8,0,1.5-.3,2.1-.9.6-.6.9-1.3.9-2.1v-10.2c0-1.27-.32-2.35-.95-3.25Z\" fill=\"currentColor\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-349d4bb3\">Kollektiv-Unfallversicherung<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-393a6579\">Mit der Kollektiv-Unfallversicherung sichern Sie Ihre Mitarbeitenden gegen die finanziellen Folgen eines Unfalls ab. Sie profitieren von Kosteneffizienz, einer einfachen Verwaltung und bei Bedarf von einem erweiterten Versicherungsschutz durch die UVG-Zusatzversicherung.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/kollektiv-unfallversicherung\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-a4039a44\"><p class=\"wp-block-blueglass-paragraph bgb-3a393664\">Zum Angebot<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-a34e8718\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-09b8b46e\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M22.2,41h-2.7c-.53,0-1-.2-1.4-.6-.4-.4-.6-.87-.6-1.4s.2-1,.6-1.4c.4-.4.87-.6,1.4-.6h4.51l1.36-3h-5.87c-1.39,0-2.58.48-3.55,1.45s-1.45,2.15-1.45,3.54.48,2.58,1.45,3.55,2.15,1.46,3.55,1.46h1.34l1.36-3h0Z\" fill=\"currentColor\" \/>\n  <path d=\"M17.12,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c.77,0,1.58.04,2.43.12.85.08,1.71.21,2.58.38h0s1.24-2.73,1.24-2.73c-1.93-.5-4-.77-6.23-.77-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M39.05,27.55c-.63-.9-1.47-1.58-2.5-2.05-1.7-.77-3.6-1.46-5.69-2.08-.2-.06-.41-.1-.62-.16l-1.24,2.73-3.6,8h-.03l-1.36,3h.04l-1.85,4-1.36,3h16.16c.8,0,1.5-.3,2.1-.9.6-.6.9-1.3.9-2.1v-10.2c0-1.27-.32-2.35-.95-3.25ZM37,41h-11.5l6.45-14.2c.73.27,1.38.52,1.95.75.57.23,1.05.45,1.45.65.47.23.86.59,1.18,1.06.32.47.47.99.47,1.54v10.2Z\" fill=\"#cced60\" \/>\n  <path d=\"M29.4,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM27.22,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-c64cbcaf\">Einzelunfallversicherung<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-51e97e16\">Die Einzelunfallversicherung sichert einzelne Personen gegen die finanziellen Folgen eines Unfalls ab. Denn manchmal greifen die obligatorische Unfallversicherung oder die Leistungen der Krankenkasse zu kurz.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/einzelunfallversicherung\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-1ad2feca\"><p class=\"wp-block-blueglass-paragraph bgb-53a44566\">Zum Angebot<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-5a89e736\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-d274d5d4\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M29.25,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM27.08,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n  <path d=\"M16.98,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c2.19,0,2.24-3,.01-3-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M39.15,44.04h-11.5c-1.38,0-2.5-1.12-2.5-2.5v-11.5c0-1.38,1.12-2.5,2.5-2.5h11.5c1.38,0,2.5,1.12,2.5,2.5v11.5c0,1.38-1.12,2.5-2.5,2.5ZM28.15,41.04h10.5v-10.5h-10.5v10.5Z\" fill=\"#cced60\" \/>\n  <path d=\"M36.3,34.29h-1.41v-1.41c0-.83-.67-1.5-1.5-1.5s-1.5.67-1.5,1.5v1.41h-1.41c-.83,0-1.5.67-1.5,1.5s.67,1.5,1.5,1.5h1.41v1.41c0,.83.67,1.5,1.5,1.5s1.5-.67,1.5-1.5v-1.41h1.41c.83,0,1.5-.67,1.5-1.5s-.67-1.5-1.5-1.5Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-524e2155\">Krankentaggeldversicherung<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-a373de66\">Als Arbeitgeber sind Sie zur Lohnfortzahlung verpflichtet \u2013 wenn es schlecht l\u00e4uft, bis zu zwei Jahren. Mit der Kollektiv-Krankentaggeld\u00adversicherung entlasten Sie Ihr Unternehmen von den finanziellen Konsequenzen dieser Pflicht.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/kollektiv-krankentaggeldversicherung\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-33d62805\"><p class=\"wp-block-blueglass-paragraph bgb-8df93698\">Zum Angebot<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-f92903c2\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-29ab4151\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M29.25,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM27.08,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n  <path d=\"M16.98,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c2.19,0,2.24-3,.01-3-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M39.15,30.55h-1.69v-2.02c0-1.38-1.12-2.5-2.5-2.5h-5.93c-1.38,0-2.5,1.12-2.5,2.5v2.02h-1.69c-1.38,0-2.5,1.12-2.5,2.5v8.49c0,1.38,1.12,2.5,2.5,2.5h14.29c1.38,0,2.5-1.12,2.5-2.5v-8.49c0-1.38-1.12-2.5-2.5-2.5ZM29.54,29.04h4.92v1.51h-4.92v-1.51ZM38.65,41.04h-13.3v-7.49h13.3v7.49Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-55fd32b1\">Abredeversicherung<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-5b399df5\">F\u00fcr einen Arbeitsunterbruch gibt es verschiedene Gr\u00fcnde. Mit einer Abredeversicherung sind Sie bei einem Unfall vollumf\u00e4nglich versichert, bis zu 6 Monate nach dem Ende des\u00a0 obligatorischen Versicherungsschutzes gegen Nichtberufsunf\u00e4lle.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/abredeversicherung\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-02e2615a\"><p class=\"wp-block-blueglass-paragraph bgb-fb8870ef\">Zum Angebot<\/p><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n<div id=\"gesch\u00e4ftsversicherungen\" class=\"wp-block-blueglass-produktuebersicht bgb-produktuebersicht bgb-90217c51\">\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-806452e4\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-fd3d5d6a\">\n\n<h2 class=\"wp-block-blueglass-heading bgb-90ed1f35\">Gesch\u00e4fts- und Privatversicherungen<\/h2><\/div>\n\n<div class=\"wp-block-blueglass-grid bgb-grid bgb-52dc883b\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-39aae947\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-0383ebb1\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M39.32,27.54h-17.12c-1.38,0-2.5,1.12-2.5,2.5v11.5c0,1.38,1.12,2.5,2.5,2.5h17.12c1.38,0,2.5-1.12,2.5-2.5v-11.5c0-1.38-1.12-2.5-2.5-2.5ZM38.82,30.54v3.75h-16.12v-3.75h16.12ZM22.7,41.04v-3.75h16.12v3.75h-16.12Z\" fill=\"#cced60\" \/>\n  <path d=\"M7.68,44.04c-.83,0-1.5-.67-1.5-1.5V5.64c0-.61.37-1.15.93-1.39.56-.23,1.21-.1,1.63.33l7.12,7.12v-6.06c0-.61.37-1.15.93-1.39s1.21-.1,1.63.33l7.11,7.11v-6.2c0-.61.37-1.15.93-1.39.56-.23,1.21-.1,1.63.33l9.83,9.83c.28.27.43.65.44,1.04l.15,8.68c.01.83-.65,1.51-1.47,1.53-.8-.03-1.51-.65-1.53-1.47l-.14-8.07-6.84-6.84v6.2c0,.61-.37,1.15-.93,1.39-.56.23-1.21.1-1.63-.33l-7.11-7.11v6.06c0,.61-.37,1.15-.93,1.39-.56.23-1.21.1-1.63-.33l-7.12-7.12v33.28c0,.83-.67,1.5-1.5,1.5Z\" fill=\"currentColor\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-ba02c3d4\">Gesch\u00e4ftsversicherungen<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-fbe4bb2c\">Unternehmerische Risiken lassen sich nie ganz vermeiden \u2013 aber gezielt absichern. Unsere\u00a0 Gesch\u00e4ftsversicherungen sch\u00fctzen Ihre Firma vor finanziellen Verlusten und sichern den laufenden Betrieb zuverl\u00e4ssig ab.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/geschaeftsversicherungen\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-ac8da7f9\"><p class=\"wp-block-blueglass-paragraph bgb-38444ab8\">Zum Angebot<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-173f3017\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-e77c2344\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M7.68,44.04c-.83,0-1.5-.67-1.5-1.5v-25.73c0-1.56.79-3,2.11-3.83l11.98-7.56c1.51-.96,3.45-.92,4.93.09l11.22,7.69c1.21.83,1.94,2.2,1.97,3.66l.12,7.11c.01.83-.65,1.51-1.47,1.53h-.03c-.82,0-1.49-.65-1.5-1.47l-.12-7.11c0-.49-.26-.96-.66-1.24l-11.22-7.69c-.49-.33-1.13-.35-1.63-.03l-11.98,7.56c-.45.28-.71.77-.71,1.29v25.73c0,.83-.67,1.5-1.5,1.5Z\" fill=\"currentColor\" \/>\n  <path d=\"M34.02,36.56c-2.49,0-4.51-2.02-4.51-4.51s2.02-4.51,4.51-4.51,4.51,2.02,4.51,4.51-2.02,4.51-4.51,4.51ZM34.02,30.54c-.83,0-1.51.68-1.51,1.51s.68,1.51,1.51,1.51,1.51-.68,1.51-1.51-.68-1.51-1.51-1.51Z\" fill=\"#cced60\" \/>\n  <path d=\"M40.32,44.03c-.83,0-1.5-.67-1.5-1.5,0-.67-1.82-1.91-4.8-1.91s-4.8,1.24-4.8,1.91c0,.83-.67,1.5-1.5,1.5s-1.5-.67-1.5-1.5c0-2.8,3.35-4.91,7.8-4.91s7.8,2.11,7.8,4.91c0,.83-.67,1.5-1.5,1.5Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-72801564\">Privatversicherungen f\u00fcr Unternehmende<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-efd1bbd8\">Auch als Unternehmer sollten Sie Ihren pers\u00f6nlichen Versicherungsschutz nicht vernachl\u00e4ssigen. Unsere Privatversicherungen f\u00fcr Selbstst\u00e4ndige versichern Ihre individuellen Risiken und sorgen f\u00fcr finanzielle Sicherheit im Alltag.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/privatversicherungen-fuer-unternehmende\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-2c3e29f6\"><p class=\"wp-block-blueglass-paragraph bgb-fa33c91b\">Zum Angebot<\/p><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-blueglass-cta bgb-cta bgb-cta--light-text bgb-040e36c2\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-c515c14c\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-bb72bbbd\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-fa126677\"><h2 class=\"wp-block-blueglass-heading bgb-18846b35\">Ein ehrliches <span style=\"color:#CCED60\"><mark class=\"has-inline-color has-green-color\">Angebot<\/mark><\/span> <\/h2><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a7a69839\"><p class=\"wp-block-blueglass-paragraph bgb-a6b731e7\">Sie m\u00f6chten Ihr Versicherungsbed\u00fcrfnis pr\u00fcfen? Oder ein Vergleichsangebot einholen? Wir freuen uns auf Ihren Kontakt.<\/p>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-cba9c7ed\"><a href=\"https:\/\/visavis.ch\/kontakt\/#beratung\" class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--medium bgb-6dfe6182\"><p class=\"wp-block-blueglass-paragraph bgb-9df75c98\">Beratung vereinbaren<\/p><\/a>\n\n<a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/offertanfrage\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--light bgb-button--outline bgb-button--medium bgb-f34e2908\"><p class=\"wp-block-blueglass-paragraph bgb-fe88211d\">Offerte anfordern<\/p><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-fakten bgb-fakten bgb-fakten--angepasst-invers bgb-61b2f4dc\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-478eca21\"><div class=\"bgb-wrapper__container\"><h2 class=\"wp-block-blueglass-heading bgb-d500b088\">Der richtige Partner f\u00fcr Ihr Unternehmen<\/h2>\n\n<div class=\"wp-block-blueglass-grid bgb-grid bgb-a17e73a2\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-b5a81bcb\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-f242da9e\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M11.45,35.22c-3.68-2.53-6.64-5.77-8.88-9.7-.13-.24-.23-.48-.3-.73-.07-.25-.1-.51-.1-.77s.03-.52.1-.77c.07-.25.17-.49.3-.73,2.23-3.93,5.19-7.17,8.88-9.7,3.68-2.53,7.78-3.8,12.28-3.8s8.59,1.27,12.28,3.8,6.64,5.77,8.88,9.7c.13.24.23.48.3.73.07.25.1.51.1.77s-.03.52-.1.77c-.07.25-.17.49-.3.73-2.23,3.93-5.19,7.17-8.88,9.7-3.68,2.53-7.78,3.8-12.28,3.8-4.5,0-8.59-1.27-12.28-3.8ZM34.85,32.75c3.38-2.18,5.96-5.09,7.73-8.73-1.77-3.63-4.34-6.54-7.72-8.73-3.38-2.18-7.09-3.28-11.12-3.28s-7.75,1.09-11.13,3.28c-3.38,2.18-5.98,5.09-7.78,8.73,1.8,3.63,4.39,6.54,7.77,8.73,3.38,2.18,7.09,3.28,11.12,3.28s7.75-1.09,11.13-3.28Z\" fill=\"#0B7085\" \/>\n  <path d=\"M29.74,18c-1.65-1.65-3.66-2.47-6.02-2.47s-4.37.83-6.02,2.48c-1.65,1.65-2.47,3.66-2.47,6.03s.83,4.37,2.48,6.02c1.65,1.65,3.66,2.48,6.02,2.48s4.37-.83,6.02-2.48c1.65-1.65,2.47-3.66,2.47-6.03s-.83-4.37-2.48-6.02ZM27.69,28c-1.09,1.08-2.42,1.62-3.97,1.62s-2.88-.55-3.96-1.64c-1.08-1.09-1.62-2.42-1.62-3.97s.55-2.88,1.64-3.96c1.09-1.08,2.42-1.62,3.98-1.62s2.88.55,3.96,1.64c1.08,1.09,1.62,2.42,1.62,3.97s-.55,2.88-1.64,3.96Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-1ec5a8ff\">Wir begegnen unseren Kunden direkt und auf Augenh\u00f6he<\/p><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-cde28fca\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-147252a9\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M15.4,41h17.2v-6.35c0-2.4-.83-4.43-2.5-6.08s-3.7-2.48-6.1-2.48-4.43.83-6.1,2.48-2.5,3.68-2.5,6.08v6.35ZM30.1,19.4c1.67-1.67,2.5-3.7,2.5-6.1v-6.3H15.4v6.3c0,2.4.83,4.43,2.5,6.1s3.7,2.5,6.1,2.5,4.43-.83,6.1-2.5ZM9.5,44c-.43,0-.79-.14-1.08-.43s-.43-.64-.43-1.08.14-.79.43-1.08c.28-.28.64-.43,1.08-.43h2.9v-6.35c0-2.37.67-4.52,2-6.45,1.33-1.93,3.1-3.33,5.3-4.2-2.2-.9-3.97-2.32-5.3-4.25-1.33-1.93-2-4.08-2-6.45v-6.3h-2.9c-.43,0-.79-.14-1.08-.43s-.43-.64-.43-1.08.14-.79.43-1.08.64-.43,1.08-.43h29c.43,0,.79.14,1.08.43s.43.64.43,1.08-.14.79-.43,1.08-.64.43-1.08.43h-2.9v6.3c0,2.37-.67,4.52-2,6.45-1.33,1.93-3.1,3.35-5.3,4.25,2.2.87,3.97,2.27,5.3,4.2,1.33,1.93,2,4.08,2,6.45v6.35h2.9c.43,0,.79.14,1.08.43.28.28.43.64.43,1.08s-.14.79-.43,1.08-.64.43-1.08.43H9.5Z\" fill=\"#0B7085\" \/>\n  <path d=\"M29.61,9.59h-11.22s0,4.14,0,4.14c0,1.57.54,2.89,1.63,3.96,1.09,1.08,2.41,1.61,3.98,1.61s2.89-.54,3.98-1.61,1.63-2.4,1.63-3.96v-4.14Z\" fill=\"#cced60\" \/>\n  <rect x=\"18.39\" y=\"36.02\" width=\"11.22\" height=\"2.91\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-4b59d408\">Keine unn\u00f6tigen Warteschlaufen, wir bleiben pers\u00f6nlich und erreichbar<\/p><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-df095ff9\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-8c745211\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M13.55,36.22l7.85-4.7,7.85,4.75-2.1-8.9,6.9-6-9.1-.8-3.55-8.4-3.55,8.35-9.1.8,6.9,6-2.1,8.9ZM9.85,39.02l2.45-10.6-8.2-7.15c-.17-.17-.3-.34-.4-.53-.1-.19-.15-.38-.15-.57,0-.36.13-.69.38-.99s.59-.47,1.03-.51l10.85-.95,4.2-10c.13-.3.32-.53.58-.68.26-.15.53-.23.81-.23s.55.08.82.23c.27.15.47.38.6.68l4.2,10,10.85.95c.43.03.78.2,1.03.51s.38.63.38.99c0,.2-.05.4-.15.58-.1.18-.23.36-.4.53l-8.2,7.15,2.45,10.6c.03.08.05.19.05.34,0,.43-.15.79-.45,1.08-.3.29-.65.43-1.04.43-.07,0-.34-.08-.81-.25l-9.3-5.6-9.3,5.6c-.13.07-.27.13-.41.18-.14.05-.27.08-.39.08-.45,0-.84-.18-1.16-.55s-.42-.8-.29-1.3Z\" fill=\"#0B7085\" \/>\n  <path d=\"M33.8,29.47l8.6-7.4.65.05c.43.03.78.2,1.03.5.25.3.38.63.38.99,0,.2-.05.4-.15.61-.1.2-.23.39-.4.55l-6.7,5.75,2.05,8.85c.03.05.05.11.05.17v.17c0,.44-.15.79-.45,1.05-.3.27-.65.4-1.06.4-.13,0-.26-.02-.4-.05-.14-.03-.27-.08-.39-.15l-.65-.4s-2.55-11.1-2.55-11.1Z\" fill=\"#cced60\" \/>\n  <path d=\"M29.15,15.02l-2.85-6.7.25-.55c.12-.29.31-.51.57-.67.26-.16.52-.23.8-.23s.54.08.81.23c.26.15.46.38.58.68l3.2,7.55-3.35-.3Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-36616b36\">Ein echter Spezialist f\u00fcr Personenversicherungen<\/p><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-faq bgb-faq bgb-fe315bca\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-70e52ebf\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-61558aa0\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-9d497286\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"31\" viewbox=\"0 0 32 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M3.04463 25.6842C2.2073 25.6842 1.49053 25.3861 0.894316 24.7899C0.298105 24.1937 0 23.4769 0 22.6396V3.04463C0 2.2073 0.298105 1.49053 0.894316 0.894315C1.49053 0.298105 2.2073 0 3.04463 0H28.9554C29.7927 0 30.5095 0.298105 31.1057 0.894315C31.7019 1.49053 32 2.2073 32 3.04463V22.6396C32 23.4769 31.7019 24.1937 31.1057 24.7899C30.5095 25.3861 29.7927 25.6842 28.9554 25.6842H20.1815L17.2598 30.0728C17.1071 30.3039 16.9225 30.4772 16.7061 30.5928C16.49 30.7082 16.2546 30.7659 16 30.7659C15.7454 30.7659 15.51 30.7082 15.2939 30.5928C15.0775 30.4772 14.8929 30.3039 14.7402 30.0728L11.8185 25.6842H3.04463ZM16 27.4429L18.8244 23.1579H28.9554C29.1067 23.1579 29.2309 23.1093 29.328 23.0122C29.4251 22.9151 29.4737 22.7909 29.4737 22.6396V3.04463C29.4737 2.89333 29.4251 2.76912 29.328 2.672C29.2309 2.57488 29.1067 2.52632 28.9554 2.52632H3.04463C2.89333 2.52632 2.76912 2.57488 2.672 2.672C2.57488 2.76912 2.52632 2.89333 2.52632 3.04463V22.6396C2.52632 22.7909 2.57488 22.9151 2.672 23.0122C2.76912 23.1093 2.89333 23.1579 3.04463 23.1579H13.1756L16 27.4429Z\" fill=\"#0B7085\" \/>\n<path d=\"M18.948 19.1577H6.31641V16.6314H18.948V19.1577Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 14.1051H6.31641V11.5788H25.6848V14.1051Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 9.05244H6.31641V6.52612H25.6848V9.05244Z\" fill=\"#08333B\" \/>\n<\/svg>\n<\/span><\/div>\n\n<h2 class=\"wp-block-blueglass-heading bgb-8cdf5600\">Fragen rund um Versicherungen f\u00fcr Unternehmen, KMUs und Selbstst\u00e4ndige<\/h2>\n\n<div class=\"wp-block-blueglass-accordion bgb-accordion bgb-dc6394c9\" data-close-others=\"1\"><div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-f1b4ee00\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-d3f6a770\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-f26a7280\">Welche Versicherungen braucht ein Unternehmen?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-7e607268\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-15cbeb97\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-6f6d2573\"><h4 class=\"wp-block-blueglass-heading bgb-18ac4e04 has-custom-css wp-custom-css-a8be159d\">In der Schweiz gibt es einige Versicherungen, die rechtlich f\u00fcr Unternehmen vorgeschrieben sind. Es lohnen sich aber auch freiwillige Versicherungen zum Schutz vor Sch\u00e4den auf der Arbeitnehmer- und Arbeitgeberseite.<\/h4>\n\n<h4 class=\"wp-block-blueglass-heading bgb-af3bf36c\">Zu den obligatorischen Versicherungen f\u00fcr Unternehmen z\u00e4hlen zum Beispiel:<\/h4>\n\n<ul class=\"wp-block-blueglass-list bgb-9a10230d\" style=\"--bgb-list-item-gap:4px\"><li>Sozialversicherungen (AHV\/IV\/EO\/ALV )<\/li><li>Familienzulagen (FZ)<\/li><li><a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/kollektiv-unfallversicherung\/\" data-type=\"page\" data-id=\"26\">Unfallversicherung<\/a> (UVG)<\/li><li>Berufliche Vorsorge (BVG \u2013 Pensionskasse)<\/li><li>Sachversicherung \/ <a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/geschaeftsversicherungen\/\" data-type=\"page\" data-id=\"34\">Gesch\u00e4ftsversicherung<\/a> (nur bedingt obligatorisch)<\/li><\/ul>\n\n<h4 class=\"wp-block-blueglass-heading bgb-84a2fda7\">Zu den freiwilligen Versicherungen f\u00fcr Unternehmen geh\u00f6ren:<\/h4>\n\n<ul class=\"wp-block-blueglass-list bgb-380e5d06\" style=\"--bgb-list-item-gap:4px\"><li><a href=\"\/de\/unsere-versicherungen\/kollektiv-krankentaggeldversicherung\/\" data-type=\"link\" data-id=\"\/de\/unsere-versicherungen\/kollektiv-krankentaggeldversicherung\/\">Kollektive Krankentaggeldversicherung<\/a><\/li><li><a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/geschaeftsversicherungen\/\" data-type=\"page\" data-id=\"34\">Betriebshaftpflichtversicherung<\/a><\/li><li>Ertragsausfallversicherung \/ Betriebsunterbruch<\/li><li><a href=\"https:\/\/visavis.ch\/unsere-versicherungen\/geschaeftsversicherungen\/\" data-type=\"page\" data-id=\"34\">Rechtsschutzversicherung<\/a><\/li><li>Transportversicherung<\/li><li>Cyberversicherung<\/li><\/ul><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-2a7bc81a\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-89d58392\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-753373ab\">Welche Versicherungen sind f\u00fcr Selbstst\u00e4ndige sinnvoll, um sich optimal abzusichern?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-28030723\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-ae8640aa\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-c2e9acbb\"><h4 class=\"wp-block-blueglass-heading bgb-62ab2a6a\">F\u00fcr Selbstst\u00e4ndige gibt es keine einheitliche Versicherungspflicht, jedoch sind einige Versicherungen besonders empfehlenswert, um finanzielle Risiken abzusichern. Eine <a href=\"https:\/\/visavis.ch\/de\/unsere-versicherungen\/einzelunfallversicherung\/\" data-type=\"downloads_cat\" data-id=\"67\">Einzelunfallversicherung<\/a> ist zwar freiwillig, aber kann sinnvoll sein, um sich gegen Einkommensausf\u00e4lle zu versichern. Eine\u202fBetriebshaftpflichtversicherung\u202fsch\u00fctzt vor Schadensersatzanspr\u00fcchen Dritter, w\u00e4hrend die\u202f<a href=\"\/de\/unsere-versicherungen\/kollektiv-krankentaggeldversicherung\/.\" data-type=\"link\" data-id=\"\/de\/unsere-versicherungen\/kollektiv-krankentaggeldversicherung\/.\">Krankentaggeldversicherung<\/a> f\u00fcr Selbstst\u00e4ndige\u202fbei l\u00e4ngerer Arbeitsunf\u00e4higkeit Einkommensverluste auff\u00e4ngt. Je nach Branche k\u00f6nnen zudem eine Sachversicherung oder eine Rechtsschutzversicherung relevant sein.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-1b385b97\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-04d51f4d\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-ec61c5fc\">Welche Versicherungen sind f\u00fcr ein KMU gesetzlich vorgeschrieben?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-b537badb\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-aaf5a17d\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-09ccb414\"><h4 class=\"wp-block-blueglass-heading bgb-209ebb14\">F\u00fcr ein KMU mit Angestellten ist es in der Schweiz obligatorisch, eine Unfallversicherung (UV) abzuschliessen. Diese umfasst die Berufsunfallversicherung (BUV), die f\u00fcr alle Mitarbeitenden unabh\u00e4ngig vom Arbeitspensum gilt. Sobald ein Mitarbeiter oder eine Mitarbeiterin mindestens 8 Stunden pro Woche im Betrieb arbeitet, ist zus\u00e4tzlich die Nichtberufsunfallversicherung (NBUV) erforderlich. Weitere Versicherungen wie die Betriebshaftpflicht-, Sach- oder Rechtsschutzversicherung sind zwar nicht gesetzlich vorgeschrieben, aber dringend empfohlen, um finanzielle Risiken zu minimieren.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-a6736b61\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-f6aad156\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-c2eb9067\">Gibt es branchenspezifische Versicherungen f\u00fcr KMUs in der Schweiz?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-531202b8\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-4092d852\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-aeeb08bb\"><h4 class=\"wp-block-blueglass-heading bgb-3d1b9243\">Ja \u2013 dank flexibler Versicherungsl\u00f6sungen lassen sich die Produkte individuell auf die Anforderungen verschiedener Branchen zuschneiden. Als spezialisierter Partner f\u00fcr KMUs aus unterschiedlichen Wirtschaftszweigen kennt die Branchen Versicherung die typischen Risiken einzelner Berufsgruppen und bietet gezielte Absicherung \u2013 ob f\u00fcr den Lebensmittel-Detailhandel, Dienstleistungsunternehmen, das Gesundheitswesen oder andere Gesch\u00e4ftszweige. So entstehen bedarfsgerechte Versicherungsl\u00f6sungen, die \u00fcber Standardprodukte hinausgehen.<\/h4><\/div><\/div><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-e0b6b0eb\">War die passende Antwort nicht dabei? Dann <a href=\"https:\/\/visavis.ch\/de\/kontakt\/#beratung\" data-type=\"page\" data-id=\"16\">kontaktieren<\/a> Sie uns gerne.<\/p><\/div><\/div><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages\/9","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/comments?post=9"}],"version-history":[{"count":63,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages\/9\/revisions"}],"predecessor-version":[{"id":12358,"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/pages\/9\/revisions\/12358"}],"wp:attachment":[{"href":"https:\/\/visavis.ch\/de\/wp-json\/wp\/v2\/media?parent=9"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}