{"id":9798,"date":"2026-03-12T16:22:37","date_gmt":"2026-03-12T16:22:37","guid":{"rendered":"https:\/\/visavis.ch\/unsere-versicherungen\/"},"modified":"2026-07-06T14:46:09","modified_gmt":"2026-07-06T14:46:09","slug":"nos-assurances","status":"publish","type":"page","link":"https:\/\/visavis.ch\/fr\/nos-assurances\/","title":{"rendered":"Nos assurances"},"content":{"rendered":"<div class=\"wp-block-blueglass-hero bgb-hero bgb-hero--storytelling bgb-3fbf014e\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-02f76e1c\"><div class=\"bgb-wrapper__container\"><nav class=\"wp-block-blueglass-breadcrumbs bgb-breadcrumbs bgb-5adb3915\" aria-label=\"Breadcrumb\"><ol class=\"bgb-breadcrumbs__list\"><li class=\"bgb-breadcrumbs__item bgb-breadcrumbs__item--current\"><span class=\"bgb-breadcrumbs__current\" aria-current=\"page\">Home<\/span><\/li><\/ol><\/nav>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-1b5f77b0\"><p class=\"wp-block-blueglass-paragraph bgb-84682cb9\">Aper\u00e7u<\/p>\n\n<h1 class=\"wp-block-blueglass-heading bgb-17827be2\">Nos assurances pour les entreprises, les PME et les ind\u00e9pendants<\/h1>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-33613983\"><figure class=\"wp-block-blueglass-image bgb-image bgb-4226bf4b\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895.webp 975w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-300x294.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-768x753.webp 768w\" type=\"image\/webp\"><img fetchpriority=\"high\" src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895.jpg 975w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-300x294.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/Rectangle-4895-768x753.jpg 768w\" sizes=\"(max-width: 975px) 100vw, 975px\" alt=\"\" loading=\"eager\" decoding=\"async\" width=\"975\" height=\"956\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-8b8a40c7\"><a href=\"#assurances-de-personnes\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-56f5d2e3\"><p class=\"wp-block-blueglass-paragraph bgb-70e80b8d\">Assurances de personnes\u00a0<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-bc75f410\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a>\n\n<a href=\"#assurances-professionelles\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-3e034eec\"><p class=\"wp-block-blueglass-paragraph bgb-07123eca\">Assurances professionnelles et priv\u00e9es<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-357a4490\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-64109d36\">Nos assurances pour les entreprises, les PME et les ind\u00e9pendants couvrent un large \u00e9ventail de risques es sont r\u00e9parties en trois cat\u00e9gories principales. Les assurances de personnes prot\u00e8gent vos collaboratrices et collaborateurs et vous soutiennent en cas de pertes de revenus dues \u00e0 une maladie ou un accident. Les assurances commerciales couvrent les risques d&#8217;exploitation et les assurances priv\u00e9es vous prot\u00e8gent contre les risque priv\u00e9s.<\/p><\/div><\/div><\/div><\/div>\n\n<div id=\"assurances-de-personnes\" class=\"wp-block-blueglass-produktuebersicht bgb-produktuebersicht bgb-2d52e13e\">\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a14390c8\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-4580131e\">\n\n<h2 class=\"wp-block-blueglass-heading bgb-bc71b4ad\">Assurances de personnes<\/h2><\/div>\n\n<div class=\"wp-block-blueglass-grid bgb-grid bgb-adb62b84\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-d623be7c\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-4359b3c3\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M24.68,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM22.51,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n  <path d=\"M35.32,6.1c-1.4-1.4-3.37-2.1-5.4-2.1-2.27,0-2.27,3,0,3,1.08,0,2.38.42,3.22,1.28.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22c-.85.85-2.16,1.28-3.22,1.28-2.27,0-2.27,3,0,3,2.01,0,4-.7,5.4-2.1,1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4Z\" fill=\"currentColor\" \/>\n  <path d=\"M17.48,41h-2.7c-.53,0-1-.2-1.4-.6-.4-.4-.6-.87-.6-1.4s.2-1,.6-1.4c.4-.4.87-.6,1.4-.6h4.51l1.36-3h-5.87c-1.39,0-2.58.48-3.55,1.45s-1.45,2.15-1.45,3.54.48,2.58,1.45,3.55,2.15,1.46,3.55,1.46h1.34l1.36-3h0Z\" fill=\"currentColor\" \/>\n  <path d=\"M12.41,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c.77,0,1.58.04,2.43.12.85.08,1.71.21,2.58.38h0s1.24-2.73,1.24-2.73c-1.93-.5-4-.77-6.23-.77-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M34.33,27.55c-.63-.9-1.47-1.58-2.5-2.05-1.7-.77-3.6-1.46-5.69-2.08-.2-.06-.41-.1-.62-.16l-1.24,2.73-3.6,8h-.03l-1.36,3h.04l-1.85,4-1.36,3h16.16c.8,0,1.5-.3,2.1-.9.6-.6.9-1.3.9-2.1v-10.2c0-1.27-.32-2.35-.95-3.25ZM32.28,41h-11.5l6.45-14.2c.73.27,1.38.52,1.95.75.57.23,1.05.45,1.45.65.47.23.86.59,1.18,1.06.32.47.47.99.47,1.54v10.2Z\" fill=\"#cced60\" \/>\n  <path d=\"M43.77,27.55c-.63-.9-1.47-1.58-2.5-2.05-.44-.2-.91-.39-1.38-.58-.75-.3-1.59.06-1.89.81-.3.75.08,1.61.83,1.92.47.2.89.39,1.24.56.47.23.86.59,1.18,1.06.32.47.47.99.47,1.54v10.2h-2.53c-2.35,0-2.35,3,0,3h2.53c.8,0,1.5-.3,2.1-.9.6-.6.9-1.3.9-2.1v-10.2c0-1.27-.32-2.35-.95-3.25Z\" fill=\"currentColor\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-349d4bb3\">Assurance-accidents collective<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-393a6579\">L\u2019assurance-accidents collective prot\u00e8ge vos collaboratrices et collaborateurs contre les cons\u00e9quences financi\u00e8res d\u2019un accident. Vous b\u00e9n\u00e9ficiez d\u2019un rapport co\u00fbts-efficacit\u00e9 avantageux, d\u2019une gestion simple et, si n\u00e9cessaire, d\u2019une couverture \u00e9tendue gr\u00e2ce \u00e0 l\u2019assurance compl\u00e9mentaire LAA.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/fr\/nos-assurances\/assurance-accidents-collective\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-a4039a44\"><p class=\"wp-block-blueglass-paragraph bgb-3a393664\">Voir l&#8217;offre<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-a34e8718\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-09b8b46e\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M22.2,41h-2.7c-.53,0-1-.2-1.4-.6-.4-.4-.6-.87-.6-1.4s.2-1,.6-1.4c.4-.4.87-.6,1.4-.6h4.51l1.36-3h-5.87c-1.39,0-2.58.48-3.55,1.45s-1.45,2.15-1.45,3.54.48,2.58,1.45,3.55,2.15,1.46,3.55,1.46h1.34l1.36-3h0Z\" fill=\"currentColor\" \/>\n  <path d=\"M17.12,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c.77,0,1.58.04,2.43.12.85.08,1.71.21,2.58.38h0s1.24-2.73,1.24-2.73c-1.93-.5-4-.77-6.23-.77-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M39.05,27.55c-.63-.9-1.47-1.58-2.5-2.05-1.7-.77-3.6-1.46-5.69-2.08-.2-.06-.41-.1-.62-.16l-1.24,2.73-3.6,8h-.03l-1.36,3h.04l-1.85,4-1.36,3h16.16c.8,0,1.5-.3,2.1-.9.6-.6.9-1.3.9-2.1v-10.2c0-1.27-.32-2.35-.95-3.25ZM37,41h-11.5l6.45-14.2c.73.27,1.38.52,1.95.75.57.23,1.05.45,1.45.65.47.23.86.59,1.18,1.06.32.47.47.99.47,1.54v10.2Z\" fill=\"#cced60\" \/>\n  <path d=\"M29.4,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM27.22,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-c64cbcaf\">Assurance-accidents individuelle<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-51e97e16\">L\u2019assurance-accidents individuelle prot\u00e8ge la personne concern\u00e9e contre les cons\u00e9quences financi\u00e8res d\u2019un accident. Elle permet de compenser ce que l\u2019assurance-accidents obligatoire ou les prestations de la caisse-maladie ne couvrent pas.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/fr\/nos-assurances\/assurance-accidents-individuelle\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-1ad2feca\"><p class=\"wp-block-blueglass-paragraph bgb-53a44566\">Voir l&#8217;offre<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-5a89e736\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-d274d5d4\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M29.25,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM27.08,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n  <path d=\"M16.98,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c2.19,0,2.24-3,.01-3-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M39.15,44.04h-11.5c-1.38,0-2.5-1.12-2.5-2.5v-11.5c0-1.38,1.12-2.5,2.5-2.5h11.5c1.38,0,2.5,1.12,2.5,2.5v11.5c0,1.38-1.12,2.5-2.5,2.5ZM28.15,41.04h10.5v-10.5h-10.5v10.5Z\" fill=\"#cced60\" \/>\n  <path d=\"M36.3,34.29h-1.41v-1.41c0-.83-.67-1.5-1.5-1.5s-1.5.67-1.5,1.5v1.41h-1.41c-.83,0-1.5.67-1.5,1.5s.67,1.5,1.5,1.5h1.41v1.41c0,.83.67,1.5,1.5,1.5s1.5-.67,1.5-1.5v-1.41h1.41c.83,0,1.5-.67,1.5-1.5s-.67-1.5-1.5-1.5Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-524e2155\">Assurance d\u2019indemnit\u00e9 journali\u00e8re en cas de maladie<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-a373de66\">Par une assurance indemnit\u00e9 journali\u00e8re en cas de maladie, vous assumez votre responsabilit\u00e9 sociale en tant qu\u2019employeur. Elle vous permet en effet d\u2019att\u00e9nuer les cons\u00e9quences financi\u00e8res d\u2019une maladie de longue dur\u00e9e.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/fr\/nos-assurances\/assurance-d-indemnite-journaliere-en-cas-de-maladie\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-33d62805\"><p class=\"wp-block-blueglass-paragraph bgb-8df93698\">Voir l&#8217;offre<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-f92903c2\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-29ab4151\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M29.25,6.1c-1.4-1.4-3.2-2.1-5.4-2.1s-4,.7-5.4,2.1c-1.4,1.4-2.1,3.2-2.1,5.4s.7,4,2.1,5.4c1.4,1.4,3.2,2.1,5.4,2.1s4-.7,5.4-2.1c1.4-1.4,2.1-3.2,2.1-5.4s-.7-4-2.1-5.4ZM27.08,14.72c-.85.85-1.92,1.28-3.22,1.28s-2.38-.42-3.22-1.28c-.85-.85-1.28-1.92-1.28-3.22s.42-2.38,1.28-3.22c.85-.85,1.92-1.28,3.22-1.28s2.38.42,3.22,1.28c.85.85,1.28,1.92,1.28,3.22s-.42,2.38-1.28,3.22Z\" fill=\"currentColor\" \/>\n  <path d=\"M16.98,23.42c-2.12.62-4.03,1.31-5.72,2.07-1,.47-1.82,1.16-2.45,2.05-.63.9-.95,1.98-.95,3.25v11.7c0,.42.14.78.42,1.07.28.29.64.43,1.07.43s.79-.14,1.07-.43c.29-.29.43-.64.43-1.07v-11.7c0-.55.15-1.06.45-1.54.3-.48.68-.83,1.15-1.06,1.43-.7,3.09-1.33,4.96-1.88s4.02-.83,6.43-.83c2.19,0,2.24-3,.01-3-2.47,0-4.76.31-6.88.92Z\" fill=\"currentColor\" \/>\n  <path d=\"M39.15,30.55h-1.69v-2.02c0-1.38-1.12-2.5-2.5-2.5h-5.93c-1.38,0-2.5,1.12-2.5,2.5v2.02h-1.69c-1.38,0-2.5,1.12-2.5,2.5v8.49c0,1.38,1.12,2.5,2.5,2.5h14.29c1.38,0,2.5-1.12,2.5-2.5v-8.49c0-1.38-1.12-2.5-2.5-2.5ZM29.54,29.04h4.92v1.51h-4.92v-1.51ZM38.65,41.04h-13.3v-7.49h13.3v7.49Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-55fd32b1\">Assurance par convention<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-5b399df5\">Une interruption de travail peut avoir plusieurs causes. Avec une assurance par convention, vous disposez d\u2019une couverture compl\u00e8te en cas d\u2019accident, et ce jusqu\u2019\u00e0 6 mois apr\u00e8s la fin de la couverture d\u2019assurance obligatoire contre les accidents non professionnels.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/fr\/nos-assurances\/assurance-par-convention\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-02e2615a\"><p class=\"wp-block-blueglass-paragraph bgb-fb8870ef\">Voir l&#8217;offre<\/p><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n<div id=\"assurances-professionelles\" class=\"wp-block-blueglass-produktuebersicht bgb-produktuebersicht bgb-90217c51\">\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-806452e4\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-fd3d5d6a\">\n\n<h2 class=\"wp-block-blueglass-heading bgb-90ed1f35\">Assurances professionnelles <br>et priv\u00e9es<\/h2><\/div>\n\n<div class=\"wp-block-blueglass-grid bgb-grid bgb-52dc883b\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-39aae947\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-0383ebb1\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M39.32,27.54h-17.12c-1.38,0-2.5,1.12-2.5,2.5v11.5c0,1.38,1.12,2.5,2.5,2.5h17.12c1.38,0,2.5-1.12,2.5-2.5v-11.5c0-1.38-1.12-2.5-2.5-2.5ZM38.82,30.54v3.75h-16.12v-3.75h16.12ZM22.7,41.04v-3.75h16.12v3.75h-16.12Z\" fill=\"#cced60\" \/>\n  <path d=\"M7.68,44.04c-.83,0-1.5-.67-1.5-1.5V5.64c0-.61.37-1.15.93-1.39.56-.23,1.21-.1,1.63.33l7.12,7.12v-6.06c0-.61.37-1.15.93-1.39s1.21-.1,1.63.33l7.11,7.11v-6.2c0-.61.37-1.15.93-1.39.56-.23,1.21-.1,1.63.33l9.83,9.83c.28.27.43.65.44,1.04l.15,8.68c.01.83-.65,1.51-1.47,1.53-.8-.03-1.51-.65-1.53-1.47l-.14-8.07-6.84-6.84v6.2c0,.61-.37,1.15-.93,1.39-.56.23-1.21.1-1.63-.33l-7.11-7.11v6.06c0,.61-.37,1.15-.93,1.39-.56.23-1.21.1-1.63-.33l-7.12-7.12v33.28c0,.83-.67,1.5-1.5,1.5Z\" fill=\"currentColor\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-ba02c3d4\">Assurances commerciales<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-fbe4bb2c\">es risques d\u2019exploitation font partie de l\u2019activit\u00e9 entrepreneuriale, mais ils peuvent \u00eatre assur\u00e9s de mani\u00e8re cibl\u00e9e. Nos assurances commerciales prot\u00e8gent votre entreprise contre les pertes financi\u00e8res et permettent de garantir la continuit\u00e9 des affaires courantes.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/fr\/nos-assurances\/assurances-commerciales\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-ac8da7f9\"><p class=\"wp-block-blueglass-paragraph bgb-38444ab8\">Voir l&#8217;offre<\/p><\/a><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-173f3017\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-e77c2344\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M7.68,44.04c-.83,0-1.5-.67-1.5-1.5v-25.73c0-1.56.79-3,2.11-3.83l11.98-7.56c1.51-.96,3.45-.92,4.93.09l11.22,7.69c1.21.83,1.94,2.2,1.97,3.66l.12,7.11c.01.83-.65,1.51-1.47,1.53h-.03c-.82,0-1.49-.65-1.5-1.47l-.12-7.11c0-.49-.26-.96-.66-1.24l-11.22-7.69c-.49-.33-1.13-.35-1.63-.03l-11.98,7.56c-.45.28-.71.77-.71,1.29v25.73c0,.83-.67,1.5-1.5,1.5Z\" fill=\"currentColor\" \/>\n  <path d=\"M34.02,36.56c-2.49,0-4.51-2.02-4.51-4.51s2.02-4.51,4.51-4.51,4.51,2.02,4.51,4.51-2.02,4.51-4.51,4.51ZM34.02,30.54c-.83,0-1.51.68-1.51,1.51s.68,1.51,1.51,1.51,1.51-.68,1.51-1.51-.68-1.51-1.51-1.51Z\" fill=\"#cced60\" \/>\n  <path d=\"M40.32,44.03c-.83,0-1.5-.67-1.5-1.5,0-.67-1.82-1.91-4.8-1.91s-4.8,1.24-4.8,1.91c0,.83-.67,1.5-1.5,1.5s-1.5-.67-1.5-1.5c0-2.8,3.35-4.91,7.8-4.91s7.8,2.11,7.8,4.91c0,.83-.67,1.5-1.5,1.5Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<h3 class=\"wp-block-blueglass-heading bgb-72801564\">Assurances priv\u00e9es pour les entrepreneurs<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-efd1bbd8\">En tant qu\u2019entrepreneur, veillez \u00e9galement \u00e0 ne pas n\u00e9gliger votre couverture d\u2019assurance personnelle. Nos assurances priv\u00e9es pour les ind\u00e9pendants couvrent vos risques personnels et garantissent votre s\u00e9curit\u00e9 financi\u00e8re au quotidien.<\/p>\n\n<a href=\"https:\/\/visavis.ch\/fr\/nos-assurances\/assurances-pour-entrepreneurs\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-2c3e29f6\"><p class=\"wp-block-blueglass-paragraph bgb-fa33c91b\">Voir l&#8217;offre<\/p><\/a><\/div><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"wp-block-blueglass-cta bgb-cta bgb-cta--light-text bgb-040e36c2\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-c515c14c\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-bb72bbbd\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-fa126677\"><h2 class=\"wp-block-blueglass-heading bgb-18846b35\">Une <mark class=\"has-inline-color has-green-color\">offre<\/mark> transparente <\/h2><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a7a69839\"><p class=\"wp-block-blueglass-paragraph bgb-a6b731e7\">Vous souhaitez d\u00e9terminer vos besoins en mati\u00e8re d\u2019assurance? Ou obtenir une offre comparative? N\u2019h\u00e9sitez pas \u00e0 nous contacter.<\/p>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-cba9c7ed\"><a href=\"https:\/\/visavis.ch\/fr\/contact\/#conseil\" class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--medium bgb-6dfe6182\"><p class=\"wp-block-blueglass-paragraph bgb-9df75c98\">Convenir d\u2019un rendez-vous<\/p><\/a>\n\n<a href=\"https:\/\/visavis.ch\/fr\/nos-assurances\/demande-d-offre\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--light bgb-button--outline bgb-button--medium bgb-f34e2908\"><p class=\"wp-block-blueglass-paragraph bgb-fe88211d\">Demander une offre<\/p><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-fakten bgb-fakten bgb-fakten--angepasst-invers bgb-61b2f4dc\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-478eca21\"><div class=\"bgb-wrapper__container\"><h2 class=\"wp-block-blueglass-heading bgb-d500b088\">Le partenaire id\u00e9al pour votre entreprise<\/h2>\n\n<div class=\"wp-block-blueglass-grid bgb-grid bgb-a17e73a2\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-b5a81bcb\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-f242da9e\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M11.45,35.22c-3.68-2.53-6.64-5.77-8.88-9.7-.13-.24-.23-.48-.3-.73-.07-.25-.1-.51-.1-.77s.03-.52.1-.77c.07-.25.17-.49.3-.73,2.23-3.93,5.19-7.17,8.88-9.7,3.68-2.53,7.78-3.8,12.28-3.8s8.59,1.27,12.28,3.8,6.64,5.77,8.88,9.7c.13.24.23.48.3.73.07.25.1.51.1.77s-.03.52-.1.77c-.07.25-.17.49-.3.73-2.23,3.93-5.19,7.17-8.88,9.7-3.68,2.53-7.78,3.8-12.28,3.8-4.5,0-8.59-1.27-12.28-3.8ZM34.85,32.75c3.38-2.18,5.96-5.09,7.73-8.73-1.77-3.63-4.34-6.54-7.72-8.73-3.38-2.18-7.09-3.28-11.12-3.28s-7.75,1.09-11.13,3.28c-3.38,2.18-5.98,5.09-7.78,8.73,1.8,3.63,4.39,6.54,7.77,8.73,3.38,2.18,7.09,3.28,11.12,3.28s7.75-1.09,11.13-3.28Z\" fill=\"#0B7085\" \/>\n  <path d=\"M29.74,18c-1.65-1.65-3.66-2.47-6.02-2.47s-4.37.83-6.02,2.48c-1.65,1.65-2.47,3.66-2.47,6.03s.83,4.37,2.48,6.02c1.65,1.65,3.66,2.48,6.02,2.48s4.37-.83,6.02-2.48c1.65-1.65,2.47-3.66,2.47-6.03s-.83-4.37-2.48-6.02ZM27.69,28c-1.09,1.08-2.42,1.62-3.97,1.62s-2.88-.55-3.96-1.64c-1.08-1.09-1.62-2.42-1.62-3.97s.55-2.88,1.64-3.96c1.09-1.08,2.42-1.62,3.98-1.62s2.88.55,3.96,1.64c1.08,1.09,1.62,2.42,1.62,3.97s-.55,2.88-1.64,3.96Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-1ec5a8ff\">Nous accompagnons nos clients de mani\u00e8re directe et d\u2019\u00e9gal \u00e0 \u00e9gal<\/p><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-cde28fca\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-147252a9\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M15.4,41h17.2v-6.35c0-2.4-.83-4.43-2.5-6.08s-3.7-2.48-6.1-2.48-4.43.83-6.1,2.48-2.5,3.68-2.5,6.08v6.35ZM30.1,19.4c1.67-1.67,2.5-3.7,2.5-6.1v-6.3H15.4v6.3c0,2.4.83,4.43,2.5,6.1s3.7,2.5,6.1,2.5,4.43-.83,6.1-2.5ZM9.5,44c-.43,0-.79-.14-1.08-.43s-.43-.64-.43-1.08.14-.79.43-1.08c.28-.28.64-.43,1.08-.43h2.9v-6.35c0-2.37.67-4.52,2-6.45,1.33-1.93,3.1-3.33,5.3-4.2-2.2-.9-3.97-2.32-5.3-4.25-1.33-1.93-2-4.08-2-6.45v-6.3h-2.9c-.43,0-.79-.14-1.08-.43s-.43-.64-.43-1.08.14-.79.43-1.08.64-.43,1.08-.43h29c.43,0,.79.14,1.08.43s.43.64.43,1.08-.14.79-.43,1.08-.64.43-1.08.43h-2.9v6.3c0,2.37-.67,4.52-2,6.45-1.33,1.93-3.1,3.35-5.3,4.25,2.2.87,3.97,2.27,5.3,4.2,1.33,1.93,2,4.08,2,6.45v6.35h2.9c.43,0,.79.14,1.08.43.28.28.43.64.43,1.08s-.14.79-.43,1.08-.64.43-1.08.43H9.5Z\" fill=\"#0B7085\" \/>\n  <path d=\"M29.61,9.59h-11.22s0,4.14,0,4.14c0,1.57.54,2.89,1.63,3.96,1.09,1.08,2.41,1.61,3.98,1.61s2.89-.54,3.98-1.61,1.63-2.4,1.63-3.96v-4.14Z\" fill=\"#cced60\" \/>\n  <rect x=\"18.39\" y=\"36.02\" width=\"11.22\" height=\"2.91\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-4b59d408\">Pas de mise en attente inutile, nous sommes joignables personnellement<\/p><\/div>\n\n<div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-df095ff9\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-8c745211\"><span class=\"bgb-icon__svg\">\n<svg id=\"Reinzeichnung\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 48 48\">\n  \n  <path d=\"M13.55,36.22l7.85-4.7,7.85,4.75-2.1-8.9,6.9-6-9.1-.8-3.55-8.4-3.55,8.35-9.1.8,6.9,6-2.1,8.9ZM9.85,39.02l2.45-10.6-8.2-7.15c-.17-.17-.3-.34-.4-.53-.1-.19-.15-.38-.15-.57,0-.36.13-.69.38-.99s.59-.47,1.03-.51l10.85-.95,4.2-10c.13-.3.32-.53.58-.68.26-.15.53-.23.81-.23s.55.08.82.23c.27.15.47.38.6.68l4.2,10,10.85.95c.43.03.78.2,1.03.51s.38.63.38.99c0,.2-.05.4-.15.58-.1.18-.23.36-.4.53l-8.2,7.15,2.45,10.6c.03.08.05.19.05.34,0,.43-.15.79-.45,1.08-.3.29-.65.43-1.04.43-.07,0-.34-.08-.81-.25l-9.3-5.6-9.3,5.6c-.13.07-.27.13-.41.18-.14.05-.27.08-.39.08-.45,0-.84-.18-1.16-.55s-.42-.8-.29-1.3Z\" fill=\"#0B7085\" \/>\n  <path d=\"M33.8,29.47l8.6-7.4.65.05c.43.03.78.2,1.03.5.25.3.38.63.38.99,0,.2-.05.4-.15.61-.1.2-.23.39-.4.55l-6.7,5.75,2.05,8.85c.03.05.05.11.05.17v.17c0,.44-.15.79-.45,1.05-.3.27-.65.4-1.06.4-.13,0-.26-.02-.4-.05-.14-.03-.27-.08-.39-.15l-.65-.4s-2.55-11.1-2.55-11.1Z\" fill=\"#cced60\" \/>\n  <path d=\"M29.15,15.02l-2.85-6.7.25-.55c.12-.29.31-.51.57-.67.26-.16.52-.23.8-.23s.54.08.81.23c.26.15.46.38.58.68l3.2,7.55-3.35-.3Z\" fill=\"#cced60\" \/>\n<\/svg><\/span><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-36616b36\">Un sp\u00e9cialiste exp\u00e9riment\u00e9 en assurances <br>de personnes<\/p><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-faq bgb-faq bgb-fe315bca\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-70e52ebf\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-61558aa0\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-9d497286\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"31\" viewbox=\"0 0 32 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M3.04463 25.6842C2.2073 25.6842 1.49053 25.3861 0.894316 24.7899C0.298105 24.1937 0 23.4769 0 22.6396V3.04463C0 2.2073 0.298105 1.49053 0.894316 0.894315C1.49053 0.298105 2.2073 0 3.04463 0H28.9554C29.7927 0 30.5095 0.298105 31.1057 0.894315C31.7019 1.49053 32 2.2073 32 3.04463V22.6396C32 23.4769 31.7019 24.1937 31.1057 24.7899C30.5095 25.3861 29.7927 25.6842 28.9554 25.6842H20.1815L17.2598 30.0728C17.1071 30.3039 16.9225 30.4772 16.7061 30.5928C16.49 30.7082 16.2546 30.7659 16 30.7659C15.7454 30.7659 15.51 30.7082 15.2939 30.5928C15.0775 30.4772 14.8929 30.3039 14.7402 30.0728L11.8185 25.6842H3.04463ZM16 27.4429L18.8244 23.1579H28.9554C29.1067 23.1579 29.2309 23.1093 29.328 23.0122C29.4251 22.9151 29.4737 22.7909 29.4737 22.6396V3.04463C29.4737 2.89333 29.4251 2.76912 29.328 2.672C29.2309 2.57488 29.1067 2.52632 28.9554 2.52632H3.04463C2.89333 2.52632 2.76912 2.57488 2.672 2.672C2.57488 2.76912 2.52632 2.89333 2.52632 3.04463V22.6396C2.52632 22.7909 2.57488 22.9151 2.672 23.0122C2.76912 23.1093 2.89333 23.1579 3.04463 23.1579H13.1756L16 27.4429Z\" fill=\"#0B7085\" \/>\n<path d=\"M18.948 19.1577H6.31641V16.6314H18.948V19.1577Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 14.1051H6.31641V11.5788H25.6848V14.1051Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 9.05244H6.31641V6.52612H25.6848V9.05244Z\" fill=\"#08333B\" \/>\n<\/svg>\n<\/span><\/div>\n\n<h2 class=\"wp-block-blueglass-heading bgb-8cdf5600\">Questions relatives aux assurances pour les entreprises, les PME et les personnes exer\u00e7ant une activit\u00e9 ind\u00e9pendante<\/h2>\n\n<div class=\"wp-block-blueglass-accordion bgb-accordion bgb-dc6394c9\" data-close-others=\"1\"><div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-f1b4ee00\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-d3f6a770\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-f26a7280\">Quelles assurances une entreprise doit-elle souscrire?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-7e607268\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-15cbeb97\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-6f6d2573\"><h4 class=\"wp-block-blueglass-heading bgb-18ac4e04 has-custom-css wp-custom-css-17157b11\">En Suisse, il existe toute une s\u00e9rie d\u2019assurances qui sont obligatoires pour les entreprises. En r\u00e8gle g\u00e9n\u00e9rale, les assurances facultatives peuvent aussi s\u2019av\u00e9rer utiles pour se prot\u00e9ger contre les dommages, tant du c\u00f4t\u00e9 des employ\u00e9s que de celui des employeurs.<\/h4>\n\n<h4 class=\"wp-block-blueglass-heading bgb-af3bf36c\">Parmi les assurances obligatoires pour les entreprises figurent par exemple:<\/h4>\n\n<ul class=\"wp-block-blueglass-list bgb-9a10230d\" style=\"--bgb-list-item-gap:4px\"><li>AVS\/AI\/APG\/AC (assurances sociales)<\/li><li>Allocations familiales (AF)<\/li><li><a href=\"\/fr\/nos-assurances\/assurance-accidents-collective\/\" data-type=\"link\" data-id=\"\/fr\/nos-assurances\/assurance-accidents-collective\/\">Assurance-accidents <\/a>(LAA)<\/li><li>Pr\u00e9voyance professionnelle (LPP \u2013 caisse de pension)<\/li><li>Assurance de choses \/ <a href=\"\/fr\/nos-assurances\/assurances-commerciales\/\" data-type=\"link\" data-id=\"\/fr\/nos-assurances\/assurances-commerciales\/\">assurance d\u2019entreprise<\/a> (uniquement obligatoire sous certaines conditions)<\/li><\/ul>\n\n<h4 class=\"wp-block-blueglass-heading bgb-84a2fda7\">Parmi les assurances facultatives pour les entreprises figurent:<\/h4>\n\n<ul class=\"wp-block-blueglass-list bgb-380e5d06\" style=\"--bgb-list-item-gap:4px\"><li><a href=\"\/fr\/nos-assurances\/assurance-d-indemnite-journaliere-en-cas-de-maladie\/\" data-type=\"link\" data-id=\"\/fr\/nos-assurances\/assurance-d-indemnite-journaliere-en-cas-de-maladie\/\">Assurance indemnit\u00e9 journali\u00e8re collective en cas de maladie<\/a><\/li><li>Assurance responsabilit\u00e9 civile d\u2019entreprise<\/li><li>Assurance perte de revenu \/ interruption de service<\/li><li><a href=\"\/fr\/nos-assurances\/assurances-commerciales\/\" data-type=\"link\" data-id=\"\/fr\/nos-assurances\/assurances-commerciales\/\">Assurance protection juridique<\/a><\/li><li>Assurance transport<\/li><li>Assurance cyber<\/li><\/ul><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-2a7bc81a\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-89d58392\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-753373ab\">Quelles assurances couvrent les personnes exer\u00e7ant une activit\u00e9 ind\u00e9pendante de mani\u00e8re optimale?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-28030723\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-ae8640aa\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-c2e9acbb\"><h4 class=\"wp-block-blueglass-heading bgb-62ab2a6a\">Il n\u2019existe pas d\u2019obligation d\u2019assurance uniforme pour les personnes exer\u00e7ant une activit\u00e9 ind\u00e9pendante. Toutefois, certaines assurances sont particuli\u00e8rement recommand\u00e9es pour couvrir les risques financiers. <a href=\"\/fr\/nos-assurances\/assurance-accidents-individuelle\/\" data-type=\"link\" data-id=\"\/fr\/nos-assurances\/assurance-accidents-individuelle\/\">L\u2019assurance-accidents individuelle<\/a> est certes facultative, mais elle peut \u00eatre judicieuse pour pallier les pertes de revenus. Une assurance de protection juridique d\u2019entreprise couvre les revendications en dommages et int\u00e9r\u00eats de tiers, tandis que <a href=\"\/fr\/nos-assurances\/assurance-d-indemnite-journaliere-en-cas-de-maladie\/\" data-type=\"link\" data-id=\"\/fr\/nos-assurances\/assurance-d-indemnite-journaliere-en-cas-de-maladie\/\">l\u2019assurance d\u2019indemnit\u00e9 journali\u00e8re en cas de maladie<\/a> pour les personnes ind\u00e9pendantes prend en charge les pertes de revenus dues \u00e0 une incapacit\u00e9 de travail prolong\u00e9e. Suivant le secteur, une assurance choses ou une assurance de protection juridique peut \u00eatre pertinente \u00e9galement.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-1b385b97\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-04d51f4d\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-ec61c5fc\">Quelles assurances sont l\u00e9galement obligatoires pour une PME?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-b537badb\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-aaf5a17d\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-09ccb414\"><h4 class=\"wp-block-blueglass-heading bgb-209ebb14\">Pour une PME occupant du personnel, il est obligatoire en Suisse de souscrire une assurance-accidents (AA). Celle-ci inclut l\u2019assurance-accidents professionnels (AAP), obligatoire pour tous les salari\u00e9s, ind\u00e9pendamment de leur taux d\u2019occupation. D\u00e8s qu\u2019une collaboratrice ou un collaborateur travaille pour l\u2019entreprise au moins 8 heures par semaine, l\u2019assurance-accidents non professionnels est \u00e9galement n\u00e9cessaire. D\u2019autres assurances telles que la responsabilit\u00e9 civile d\u2019entreprise, l\u2019assurance choses ou de protection juridique ne sont certes pas l\u00e9galement obligatoires, mais express\u00e9ment recommand\u00e9es afin de r\u00e9duire les risques financiers.<\/h4><\/div><\/div><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-e0b6b0eb\">Vous n\u2019avez pas trouv\u00e9 la r\u00e9ponse \u00e0 votre question ? <a href=\"\/fr\/contact\/#conseil\" data-type=\"link\" data-id=\"\/fr\/contact\/#conseil\">Contactez-nous<\/a>, nous nous ferons un plaisir de vous aider.<\/p><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9798","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/pages\/9798","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/comments?post=9798"}],"version-history":[{"count":37,"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/pages\/9798\/revisions"}],"predecessor-version":[{"id":12360,"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/pages\/9798\/revisions\/12360"}],"wp:attachment":[{"href":"https:\/\/visavis.ch\/fr\/wp-json\/wp\/v2\/media?parent=9798"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}