{"id":9973,"date":"2026-03-12T16:25:49","date_gmt":"2026-03-12T16:25:49","guid":{"rendered":"https:\/\/visavis.ch\/nos-assurances\/geschaeftsversicherungen\/"},"modified":"2026-07-06T07:49:48","modified_gmt":"2026-07-06T07:49:48","slug":"assurances-commerciales","status":"publish","type":"page","link":"https:\/\/visavis.ch\/fr\/nos-assurances\/assurances-commerciales\/","title":{"rendered":"Assurances commerciales"},"content":{"rendered":"<div class=\"wp-block-blueglass-hero bgb-hero bgb-hero--storytelling bgb-030665f6\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-28c4f080\"><div class=\"bgb-wrapper__container\"><nav class=\"wp-block-blueglass-breadcrumbs bgb-breadcrumbs bgb-1a37c56d\" aria-label=\"Breadcrumb\"><ol class=\"bgb-breadcrumbs__list\"><li class=\"bgb-breadcrumbs__item bgb-breadcrumbs__item--current\"><span class=\"bgb-breadcrumbs__current\" aria-current=\"page\">Home<\/span><\/li><\/ol><\/nav>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-8d717d8b\"><p class=\"wp-block-blueglass-paragraph bgb-e75d8a63\">Aper\u00e7u<\/p>\n\n<h1 class=\"wp-block-blueglass-heading bgb-398b6638\">Assurances commerciales: une protection solide pour votre entreprise, vos locaux et vos droits<\/h1>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-d061e57c\"><figure class=\"wp-block-blueglass-image bgb-image bgb-4fc3764d\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px.webp 1500w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px-300x240.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px-1024x819.webp 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px-768x614.webp 768w\" type=\"image\/webp\"><img fetchpriority=\"high\" src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px-1024x819.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px-1024x819.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px-300x240.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px-768x614.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Geschaeftsversicherungen-Header_5zu4-1zu1_1500x1200px.jpg 1500w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" alt=\"\" loading=\"eager\" decoding=\"async\" width=\"1024\" height=\"819\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:26.036758628904% 36.114677167744%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-0624a9a1\"><a href=\"#sachversicherung\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-6c75fe78\"><p class=\"wp-block-blueglass-paragraph bgb-7880c73c\">Assurance de choses<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-a292518f\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a>\n\n<a href=\"#geb\u00e4udeversicherung\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-c97d9084\"><p class=\"wp-block-blueglass-paragraph bgb-e8d3d388\">Assurance b\u00e2timent<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-1f952242\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a>\n\n<a href=\"#betriebshaftpflicht\u00adversicherung\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-ecc2bf41\"><p class=\"wp-block-blueglass-paragraph bgb-8cff14c0\">Assurance responsabilit\u00e9 civile d&#8217;entreprise<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-10622a71\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a>\n\n<a href=\"#rechtsschutzversicherung\" id=\"rechtsschutz\u00adversicherung\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--default bgb-80aa8056\"><p class=\"wp-block-blueglass-paragraph bgb-9bef4077\">Assurance protection juridique<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-fc31414d\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M14.4 25.8709L14.4 -7.6932e-07L17.6 -6.29444e-07L17.6 25.8709L29.752 13.7189L32 16L16 32L7.60932e-07 16L2.248 13.7189L14.4 25.8709Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/a><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-57354713\">Nous proposons \u00e0 nos clients une offre compl\u00e8te aupr\u00e8s d\u2019un seul interlocuteur. En tant que sp\u00e9cialistes de l\u2019assurance de personnes, nous collaborons avec des partenaires qui partagent notre philosophie pour l\u2019ensemble de nos produits: simplicit\u00e9, proximit\u00e9 et \u00e9changes d\u2019\u00e9gal \u00e0 \u00e9gal.<\/p><\/div><\/div><\/div><\/div>\n\n<div id=\"sachversicherung\" class=\"wp-block-blueglass-bild-text bgb-bild-text bgb-bild-text--image-right bgb-158631d3\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-6740945d\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-37f62914\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-17cfa5a5\"><figure class=\"wp-block-blueglass-image bgb-image bgb-fdb31f4a\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Sachversicherung_5zu4_1000x800px.webp 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Sachversicherung_5zu4_1000x800px-300x240.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Sachversicherung_5zu4_1000x800px-768x614.webp 768w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Sachversicherung_5zu4_1000x800px.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Sachversicherung_5zu4_1000x800px.jpg 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Sachversicherung_5zu4_1000x800px-300x240.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Sachversicherung_5zu4_1000x800px-768x614.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"800\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-e6b5a294\">\n\n<h2 class=\"wp-block-blueglass-heading bgb-50ec8579\">Aper\u00e7u de l\u2019assurance de choses<\/h2>\n\n<p class=\"wp-block-blueglass-paragraph bgb-4a6f9364\">Une assurance de choses, \u00e9galement appel\u00e9e assurance choses entreprise ou assurance biens mobiliers, est l\u2019assurance inventaire du m\u00e9nage pour les entreprises. Elle vous prot\u00e8ge des cons\u00e9quences financi\u00e8res de dommages caus\u00e9s aux \u00e9quipements de votre entreprise et \u00e0 vos biens mobiliers, p. ex. par un incendie, un vol par effraction ou des d\u00e9g\u00e2ts d\u2019eau.<br><br>L\u2019assurance choses entreprise est id\u00e9ale pour les entreprises de tous secteurs et de toutes tailles qui souhaitent assurer leurs \u00e9quipements, marchandises et biens mobiliers contre les risques tels que l\u2019incendie, le vol ou les d\u00e9g\u00e2ts d\u2019eau.<\/p><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-faq bgb-faq bgb-dc32a889\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-ec07b5d3\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-3f4a600a\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-e83c1114\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"31\" viewbox=\"0 0 32 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M3.04463 25.6842C2.2073 25.6842 1.49053 25.3861 0.894316 24.7899C0.298105 24.1937 0 23.4769 0 22.6396V3.04463C0 2.2073 0.298105 1.49053 0.894316 0.894315C1.49053 0.298105 2.2073 0 3.04463 0H28.9554C29.7927 0 30.5095 0.298105 31.1057 0.894315C31.7019 1.49053 32 2.2073 32 3.04463V22.6396C32 23.4769 31.7019 24.1937 31.1057 24.7899C30.5095 25.3861 29.7927 25.6842 28.9554 25.6842H20.1815L17.2598 30.0728C17.1071 30.3039 16.9225 30.4772 16.7061 30.5928C16.49 30.7082 16.2546 30.7659 16 30.7659C15.7454 30.7659 15.51 30.7082 15.2939 30.5928C15.0775 30.4772 14.8929 30.3039 14.7402 30.0728L11.8185 25.6842H3.04463ZM16 27.4429L18.8244 23.1579H28.9554C29.1067 23.1579 29.2309 23.1093 29.328 23.0122C29.4251 22.9151 29.4737 22.7909 29.4737 22.6396V3.04463C29.4737 2.89333 29.4251 2.76912 29.328 2.672C29.2309 2.57488 29.1067 2.52632 28.9554 2.52632H3.04463C2.89333 2.52632 2.76912 2.57488 2.672 2.672C2.57488 2.76912 2.52632 2.89333 2.52632 3.04463V22.6396C2.52632 22.7909 2.57488 22.9151 2.672 23.0122C2.76912 23.1093 2.89333 23.1579 3.04463 23.1579H13.1756L16 27.4429Z\" fill=\"#0B7085\" \/>\n<path d=\"M18.948 19.1577H6.31641V16.6314H18.948V19.1577Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 14.1051H6.31641V11.5788H25.6848V14.1051Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 9.05244H6.31641V6.52612H25.6848V9.05244Z\" fill=\"#08333B\" \/>\n<\/svg>\n<\/span><\/div>\n\n<div class=\"wp-block-blueglass-accordion bgb-accordion bgb-549b16e8\" data-close-others=\"1\"><div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-7c7486e7\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-6704053c\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-21073e34\">Quelle est la diff\u00e9rence entre l\u2019assurance de choses et l\u2019assurance b\u00e2timent?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-99ddd6ca\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-681e7ee2\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-ccc323c2\"><h4 class=\"wp-block-blueglass-heading bgb-91917720\">L\u2019assurance de choses couvre tous les biens mobiliers de votre entreprise, tels que meubles, machines et marchandises. En revanche, les objets fix\u00e9s \u00e0 demeure, tels que les cloisons, les fen\u00eatres ou le toit, font partie de la substance b\u00e2tie et sont couverts par l\u2019assurance b\u00e2timent.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-08a069f6\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-1c3bdeb0\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-87b73835\">Je suis entrepreneur individuel et travaille \u00e0 mon domicile. Une assurance inventaire du m\u00e9nage priv\u00e9e suffit-elle pour couvrir l\u2019inventaire de mon entreprise?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-2df7c980\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-1e573044\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-d892e2b0\"><h4 class=\"wp-block-blueglass-heading bgb-05b983e0\">L\u2019assurance inventaire du m\u00e9nage couvre tous les biens mobiliers servant \u00e0 l\u2019usage priv\u00e9 et qui sont la propri\u00e9t\u00e9 de la personne assur\u00e9e. Les objets \u00e0 usage professionnel ne sont assur\u00e9s que de mani\u00e8re limit\u00e9e. Comme les entrep\u00f4ts de marchandises et les \u00e9quipements professionnels ne sont pas couverts par l\u2019assurance inventaire du m\u00e9nage, il est recommand\u00e9 de souscrire une assurance de choses distincte au nom de l\u2019entreprise ou de l\u2019entrepreneur individuel.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-28c8921e\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-ca222f02\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-7bed800b\">Combien co\u00fbte une assurance choses entreprise ?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-06c0a8ca\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-d207364e\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-5e8a13ac\"><h4 class=\"wp-block-blueglass-heading bgb-b20e22cf\">Les co\u00fbts d\u2019une assurance de choses d\u00e9pendent de la taille de l\u2019entreprise, des facteurs de risque et de l\u2019\u00e9tendue de la couverture choisie. Nous vous soumettrons volontiers une offre personnalis\u00e9e.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-0709dbeb\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-514cc445\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-c4fe9657\">L\u2019assurance de choses est-elle obligatoire en Suisse?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-b3f6cc04\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-b6e627e0\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-29a22c6f\"><h4 class=\"wp-block-blueglass-heading bgb-2d022221\">L\u2019assurance choses entreprise n\u2019est pas prescrite par la loi en Suisse, mais elle est vivement recommand\u00e9e pour que votre entreprise soit assur\u00e9e contre des \u00e9v\u00e9nements impr\u00e9vus. Sans couverture d\u2019assurance appropri\u00e9e, les dommages impr\u00e9visibles caus\u00e9s par exemple par le feu ou l\u2019eau peuvent entra\u00eener des co\u00fbts \u00e9lev\u00e9s et affecter consid\u00e9rablement la situation financi\u00e8re de votre entreprise ou mettre en p\u00e9ril l\u2019existence m\u00eame de celle-ci.<\/h4><\/div><\/div><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-617d1d65\">Vous n\u2019avez pas trouv\u00e9 la r\u00e9ponse \u00e0 votre question ? <a href=\"\/fr\/contact\/#conseil\" data-type=\"mailto\" data-id=\"mailto:verkaufssupport@visavis.ch\">Contactez-nous<\/a>, nous nous ferons un plaisir de vous aider.<\/p><\/div><\/div><\/div><\/div>\n\n<div id=\"geb\u00e4udeversicherung\" class=\"wp-block-blueglass-bild-text bgb-bild-text bgb-bild-text--image-left bgb-28abc7f5\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-4eb51d49\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-e009a452\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-e11d30da\"><figure class=\"wp-block-blueglass-image bgb-image bgb-5535f734\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Gebaeudeversicherung_5zu4_1000x800px.webp 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Gebaeudeversicherung_5zu4_1000x800px-300x240.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Gebaeudeversicherung_5zu4_1000x800px-768x614.webp 768w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Gebaeudeversicherung_5zu4_1000x800px.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Gebaeudeversicherung_5zu4_1000x800px.jpg 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Gebaeudeversicherung_5zu4_1000x800px-300x240.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Gebaeudeversicherung_5zu4_1000x800px-768x614.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"800\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-1c212f8d\">\n\n<h2 class=\"wp-block-blueglass-heading bgb-fe824b7d\">Aper\u00e7u de l\u2019assurance b\u00e2timent<\/h2>\n\n<p class=\"wp-block-blueglass-paragraph bgb-d5c5d81d\">Avec une assurance b\u00e2timent, vous vous prot\u00e9gez contre les risques financiers li\u00e9s \u00e0 des dommages caus\u00e9s \u00e0 votre bien immobilier et \u00e0 l\u2019ensemble des \u00e9l\u00e9ments fix\u00e9s \u00e0 demeure au b\u00e2timent, tels que chauffage ou chauffe-eau, lavabos, \u00e9l\u00e9ments de cuisine fixes, etc.<br><br>Les dommages par le feu et les \u00e9v\u00e9nements naturels sont dans la plupart des cas d\u00e9j\u00e0 couverts par l\u2019assurance immobili\u00e8re cantonale. Une assurance b\u00e2timent compl\u00e9mentaire est judicieuse en particulier pour les sinistres qui ne sont pas couverts par l\u2019assurance immobili\u00e8re cantonale, tels que les dommages dus \u00e0 l\u2019eau et \u00e0 d\u2019autres liquides.<\/p><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-faq bgb-faq bgb-7803835b\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-fc97b4b4\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-7be4dd29\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-4d564a1f\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"31\" viewbox=\"0 0 32 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M3.04463 25.6842C2.2073 25.6842 1.49053 25.3861 0.894316 24.7899C0.298105 24.1937 0 23.4769 0 22.6396V3.04463C0 2.2073 0.298105 1.49053 0.894316 0.894315C1.49053 0.298105 2.2073 0 3.04463 0H28.9554C29.7927 0 30.5095 0.298105 31.1057 0.894315C31.7019 1.49053 32 2.2073 32 3.04463V22.6396C32 23.4769 31.7019 24.1937 31.1057 24.7899C30.5095 25.3861 29.7927 25.6842 28.9554 25.6842H20.1815L17.2598 30.0728C17.1071 30.3039 16.9225 30.4772 16.7061 30.5928C16.49 30.7082 16.2546 30.7659 16 30.7659C15.7454 30.7659 15.51 30.7082 15.2939 30.5928C15.0775 30.4772 14.8929 30.3039 14.7402 30.0728L11.8185 25.6842H3.04463ZM16 27.4429L18.8244 23.1579H28.9554C29.1067 23.1579 29.2309 23.1093 29.328 23.0122C29.4251 22.9151 29.4737 22.7909 29.4737 22.6396V3.04463C29.4737 2.89333 29.4251 2.76912 29.328 2.672C29.2309 2.57488 29.1067 2.52632 28.9554 2.52632H3.04463C2.89333 2.52632 2.76912 2.57488 2.672 2.672C2.57488 2.76912 2.52632 2.89333 2.52632 3.04463V22.6396C2.52632 22.7909 2.57488 22.9151 2.672 23.0122C2.76912 23.1093 2.89333 23.1579 3.04463 23.1579H13.1756L16 27.4429Z\" fill=\"#0B7085\" \/>\n<path d=\"M18.948 19.1577H6.31641V16.6314H18.948V19.1577Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 14.1051H6.31641V11.5788H25.6848V14.1051Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 9.05244H6.31641V6.52612H25.6848V9.05244Z\" fill=\"#08333B\" \/>\n<\/svg>\n<\/span><\/div>\n\n<div class=\"wp-block-blueglass-accordion bgb-accordion bgb-73fdaf1e\" data-close-others=\"1\"><div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-3db83b68\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-b4ce7336\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-c27a7fde\">\u00c0 qui s\u2019adresse l\u2019assurance b\u00e2timent?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-c29dac77\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-7ac7a7a8\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-4718494d\"><h4 class=\"wp-block-blueglass-heading bgb-21bbbad6\">L\u2019assurance b\u00e2timent s\u2019adresse \u00e0 tous les propri\u00e9taires de biens immobiliers, qu\u2019il s\u2019agisse d\u2019une maison individuelle, d\u2019un appartement en propri\u00e9t\u00e9 ou d\u2019un b\u00e2timent commercial.<br><br>L\u2019assurance b\u00e2timent permet d\u2019\u00e9tendre la couverture d\u2019assurance au-del\u00e0 des prestations de l\u2019assurance immobili\u00e8re cantonale. Elle est particuli\u00e8rement recommand\u00e9e aux propri\u00e9taires de biens immobiliers qui souhaitent s\u2019assurer \u00e9galement contre des risques sp\u00e9cifiques tels que les d\u00e9g\u00e2ts d\u2019eau.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-d13e975b\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-9cbc6741\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-f5bf8f95\">Combien co\u00fbte une assurance b\u00e2timent?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-afccec11\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-93b7b501\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-49d28f28\"><h4 class=\"wp-block-blueglass-heading bgb-42ca4ca9\">Les co\u00fbts d\u2019une assurance b\u00e2timent peuvent fortement varier et d\u00e9pendent de plusieurs facteurs cl\u00e9s. Ainsi, la valeur du b\u00e2timent, le type, l\u2019ann\u00e9e de construction et la m\u00e9thode de construction (massive ou non massive) peuvent influencer le montant de la prime. Un autre facteur essentiel est l\u2019emplacement de la maison. L\u2019assurance de biens immobiliers situ\u00e9s dans des zones \u00e0 haut risque de catastrophes naturelles est en g\u00e9n\u00e9ral plus ch\u00e8re. La taille, les \u00e9quipements et l\u2019\u00e9tat du b\u00e2timent peuvent \u00e9galement avoir une incidence sur le montant de la prime d\u2019assurance.<br><br>Enfin, la prime d\u00e9pend aussi des couvertures compl\u00e9mentaires souscrites. Une assurance optionnelle, p. ex. contre le bris de glace ou les dommages aux installations photovolta\u00efques, peut faire augmenter la prime.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-938e19cb\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-b8223374\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-44d2742e\">L\u2019assurance b\u00e2timent est-elle obligatoire en Suisse?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-0d038430\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-637791a9\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-04d700e0\"><h4 class=\"wp-block-blueglass-heading bgb-c19b2a33\">En Suisse, l\u2019assurance de biens immobiliers n\u2019est pas r\u00e9glement\u00e9e de mani\u00e8re uniforme et la loi peut diff\u00e9rer d\u2019un canton \u00e0 l\u2019autre. Dans la plupart des cantons, il est obligatoire de souscrire une assurance immobili\u00e8re qui couvre les dommages caus\u00e9s par le feu et les \u00e9l\u00e9ments naturels. L\u2019assurance de b\u00e2timents est facultative uniquement dans les cantons de Gen\u00e8ve, du Tessin, d\u2019Appenzell Rhodes-Int\u00e9rieures et du Valais. Dans ces cantons, les propri\u00e9taires peuvent d\u00e9cider librement s\u2019ils souhaitent assurer leurs b\u00e2timents et aupr\u00e8s de quel assureur.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-48fed95c\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-53271881\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-8b644578\">Qu\u2019est-ce que l\u2019assurance immobili\u00e8re cantonale?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-7ab9f184\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-278269bf\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-7411bc1d\"><h4 class=\"wp-block-blueglass-heading bgb-0698d95f\">Dans la plupart des cantons suisses, l\u2019assurance immobili\u00e8re contre l\u2019incendie et les \u00e9v\u00e9nements naturels fait partie des assurances habitation obligatoires et est g\u00e9r\u00e9e par l\u2019assurance immobili\u00e8re cantonale.<br><br>Dans les cantons d\u2019Uri, de Schwyz et d\u2019Obwald, en Suisse centrale, l\u2019assurance contre l\u2019incendie et les \u00e9v\u00e9nements naturels est obligatoire, mais l\u2019assureur peut \u00eatre librement choisi. Dans les cantons du Valais, du Tessin, de Gen\u00e8ve et d\u2019Appenzell Rhodes-Int\u00e9rieures, il n\u2019existe aucune obligation d\u2019assurance cantonale pour les dommages caus\u00e9s par le feu et les \u00e9l\u00e9ments naturels aux biens immobiliers.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-f6334599\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-06a12427\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-fab77461\">L\u2019assurance b\u00e2timent d\u2019habitation peut-elle \u00eatre d\u00e9duite des imp\u00f4ts?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-29038bd1\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-cf579c08\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-30c42078\"><h4 class=\"wp-block-blueglass-heading bgb-d0d27760\">Oui, dans la plupart des cantons, les primes de l\u2019assurance b\u00e2timent et de l\u2019assurance responsabilit\u00e9 civile b\u00e2timent peuvent \u00eatre d\u00e9duites des imp\u00f4ts. Il existe toutefois des diff\u00e9rences entre les cantons, car l\u2019assurance des biens immobiliers rel\u00e8ve de la comp\u00e9tence des cantons.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-4b471afe\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-024434ba\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-a4e3b7e3\">L\u2019assurance b\u00e2timent reste-t-elle encore valable apr\u00e8s un changement de propri\u00e9taire?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-367bab8f\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-27b41fa3\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-943dbf2a\"><h4 class=\"wp-block-blueglass-heading bgb-f77441d1\">En Suisse, l\u2019assurance b\u00e2timent reste valable en cas de changement de propri\u00e9taire et est automatiquement transf\u00e9r\u00e9e au nouveau propri\u00e9taire. Cet aspect est essentiel pour garantir le maintien de la couverture d\u2019assurance du b\u00e2timent.<\/h4><\/div><\/div><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-a4444b93\">Vous n\u2019avez pas trouv\u00e9 la r\u00e9ponse \u00e0 votre question ? <a href=\"\/fr\/contact\/#conseil\" data-type=\"mailto\" data-id=\"mailto:verkaufssupport@visavis.ch\">Contactez-nous<\/a>, nous nous ferons un plaisir de vous aider.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-bild-text bgb-bild-text bgb-bild-text--image-right bgb-eaae4653\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-09498a5c\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-c6fb8993\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-b5db274a\"><figure class=\"wp-block-blueglass-image bgb-image bgb-6e553794\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Betriebshaftpflichtversicherung_5zu4_1000x800px.webp 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Betriebshaftpflichtversicherung_5zu4_1000x800px-300x240.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Betriebshaftpflichtversicherung_5zu4_1000x800px-768x614.webp 768w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Betriebshaftpflichtversicherung_5zu4_1000x800px.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Betriebshaftpflichtversicherung_5zu4_1000x800px.jpg 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Betriebshaftpflichtversicherung_5zu4_1000x800px-300x240.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Betriebshaftpflichtversicherung_5zu4_1000x800px-768x614.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"800\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:70.522388059701% 38.155449477098%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-5184091d\"><h2 class=\"wp-block-blueglass-heading bgb-1c4db677\">Aper\u00e7u de la responsabilit\u00e9 civile d\u2019entreprise<\/h2>\n\n<p class=\"wp-block-blueglass-paragraph bgb-4bbd3233\">L\u2019assurance responsabilit\u00e9 civile d\u2019entreprise a le m\u00eame objectif que l\u2019assurance responsabilit\u00e9 civile priv\u00e9e, mais couvre une entreprise ou une exploitation et non un particulier. Elle offre une protection contre les cons\u00e9quences financi\u00e8res d\u2019un dommage caus\u00e9 involontairement par une entreprise \u00e0 des tiers. La responsabilit\u00e9 civile d\u2019entreprise n\u2019est pas obligatoire en Suisse mais elle est recommand\u00e9e pour toute entreprise, car selon la loi suisse sur la responsabilit\u00e9 civile, les entreprises sont responsables des dommages corporels, mat\u00e9riels ou financiers en cas de faute.<\/p><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-faq bgb-faq bgb-dfd1a169\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-b68bef60\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-fcdadb90\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-a7565eba\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"31\" viewbox=\"0 0 32 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M3.04463 25.6842C2.2073 25.6842 1.49053 25.3861 0.894316 24.7899C0.298105 24.1937 0 23.4769 0 22.6396V3.04463C0 2.2073 0.298105 1.49053 0.894316 0.894315C1.49053 0.298105 2.2073 0 3.04463 0H28.9554C29.7927 0 30.5095 0.298105 31.1057 0.894315C31.7019 1.49053 32 2.2073 32 3.04463V22.6396C32 23.4769 31.7019 24.1937 31.1057 24.7899C30.5095 25.3861 29.7927 25.6842 28.9554 25.6842H20.1815L17.2598 30.0728C17.1071 30.3039 16.9225 30.4772 16.7061 30.5928C16.49 30.7082 16.2546 30.7659 16 30.7659C15.7454 30.7659 15.51 30.7082 15.2939 30.5928C15.0775 30.4772 14.8929 30.3039 14.7402 30.0728L11.8185 25.6842H3.04463ZM16 27.4429L18.8244 23.1579H28.9554C29.1067 23.1579 29.2309 23.1093 29.328 23.0122C29.4251 22.9151 29.4737 22.7909 29.4737 22.6396V3.04463C29.4737 2.89333 29.4251 2.76912 29.328 2.672C29.2309 2.57488 29.1067 2.52632 28.9554 2.52632H3.04463C2.89333 2.52632 2.76912 2.57488 2.672 2.672C2.57488 2.76912 2.52632 2.89333 2.52632 3.04463V22.6396C2.52632 22.7909 2.57488 22.9151 2.672 23.0122C2.76912 23.1093 2.89333 23.1579 3.04463 23.1579H13.1756L16 27.4429Z\" fill=\"#0B7085\" \/>\n<path d=\"M18.948 19.1577H6.31641V16.6314H18.948V19.1577Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 14.1051H6.31641V11.5788H25.6848V14.1051Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 9.05244H6.31641V6.52612H25.6848V9.05244Z\" fill=\"#08333B\" \/>\n<\/svg>\n<\/span><\/div>\n\n<div class=\"wp-block-blueglass-accordion bgb-accordion bgb-e6102077\" data-close-others=\"1\"><div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-c89cc3f0\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-b70d9d4d\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-6993cf79\">\u00c0 qui s\u2019adresse l\u2019assurance responsabilit\u00e9 civile d\u2019entreprise?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-c2a9373a\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-eb1e0c10\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-c9771724\"><h4 class=\"wp-block-blueglass-heading bgb-adf4213e\">L\u2019assurance responsabilit\u00e9 civile d\u2019entreprise est vivement recommand\u00e9e aux entreprises, travailleurs ind\u00e9pendants et professions lib\u00e9rales, quel que soit leur branche ou leur taille. Toute entreprise peut nuire involontairement \u00e0 des tiers ou aux biens d\u2019autrui et est responsable des dommages corporels, mat\u00e9riels ou financiers qui en r\u00e9sultent. L\u2019assurance responsabilit\u00e9 civile pour les entreprises prot\u00e8ge les soci\u00e9t\u00e9s contre les risques financiers d\u00e9coulant de tels dommages.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-b2f6ef52\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-4c8ab6d7\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-eeea5b51\">La responsabilit\u00e9 civile d\u2019entreprise est-elle obligatoire en Suisse?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-4cdd10c0\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-e26da45d\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-5272ffc1\"><h4 class=\"wp-block-blueglass-heading bgb-77fe89d2\">L\u2019assurance responsabilit\u00e9 civile n\u2019est pas obligatoire en Suisse pour les entreprises mais elle est vivement recommand\u00e9e.<br>Selon le canton et l\u2019activit\u00e9, les r\u00e9glementations cantonales peuvent pr\u00e9voir une assurance responsabilit\u00e9 civile d\u2019entreprise obligatoire, p. ex. pour la branche automobile ou le secteur de la construction.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-a0920389\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-9db3ba76\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-6a747ca4\">Combien co\u00fbte une assurance responsabilit\u00e9 civile d\u2019entreprise?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-f44285f3\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-3da449c8\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-89eb8fd7\"><h4 class=\"wp-block-blueglass-heading bgb-87adb322\">Les co\u00fbts de l\u2019assurance responsabilit\u00e9 civile d\u2019entreprise d\u00e9pendent de plusieurs facteurs tels que le chiffre d\u2019affaires et la masse salariale, le secteur d\u2019activit\u00e9, la somme d\u2019assurance souhait\u00e9e et les conditions d\u2019assurance.<br><br>Nos offres d\u2019assurance sont donc sp\u00e9cialement con\u00e7ues pour r\u00e9pondre aux besoins individuels de votre entreprise.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-8b21fd5b\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-2cdfe834\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-6cb4e687\">Quelle est la diff\u00e9rence entre une assurance responsabilit\u00e9 civile d\u2019entreprise et une assurance responsabilit\u00e9 civile professionnelle?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-46db8ee0\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-c3f0d9cf\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-8f2feb42\"><h4 class=\"wp-block-blueglass-heading bgb-e1b916a7\">La principale diff\u00e9rence est que l\u2019assurance responsabilit\u00e9 civile d\u2019entreprise couvre les risques commerciaux g\u00e9n\u00e9raux d\u2019une entreprise, alors que l\u2019assurance responsabilit\u00e9 civile professionnelle est adapt\u00e9e sp\u00e9cifiquement aux risques de certains m\u00e9tiers et tient compte des activit\u00e9s professionnelles individuelles et de leurs risques de responsabilit\u00e9.<\/h4><\/div><\/div><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-b03c5e51\">Vous n\u2019avez pas trouv\u00e9 la r\u00e9ponse \u00e0 votre question ? <a href=\"\/fr\/contact\/#conseil\" data-type=\"link\" data-id=\"\/fr\/contact\/#conseil\">Contactez-nous<\/a>, nous nous ferons un plaisir de vous aider.<\/p><\/div><\/div><\/div><\/div>\n\n<div id=\"rechtsschutz\u00adversicherung\" class=\"wp-block-blueglass-bild-text bgb-bild-text bgb-bild-text--image-left bgb-a5028067\"><div id=\"rechtsschutzversicherung\" class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-d9e9b50f\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-fbe3271e\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-c6e96e45\"><figure class=\"wp-block-blueglass-image bgb-image bgb-a1b8626b\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Rechtsschutz_5zu4_1000x800px.webp 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Rechtsschutz_5zu4_1000x800px-300x240.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Rechtsschutz_5zu4_1000x800px-768x614.webp 768w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Rechtsschutz_5zu4_1000x800px.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Rechtsschutz_5zu4_1000x800px.jpg 1000w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Rechtsschutz_5zu4_1000x800px-300x240.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_Rechtsschutz_5zu4_1000x800px-768x614.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"800\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:66.707872453666% 32.840995440391%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-bf872a4a\">\n\n<h2 class=\"wp-block-blueglass-heading bgb-908e6fbb\">Aper\u00e7u de l\u2019assurance protection juridique<\/h2>\n\n<p class=\"wp-block-blueglass-paragraph bgb-b421d5ba\">La protection juridique offre un soutien financier et une assistance juridique pour les questions juridiques les plus diverses. Elle couvre les frais d\u2019avocat et de justice, donne acc\u00e8s \u00e0 des conseils juridiques et \u00e0 une protection dans les domaines du droit priv\u00e9, du droit professionnel, du droit de la circulation et le droit du bail. L\u2019assurance protection juridique vous permet de r\u00e9duire les risques financiers et de faire valoir vos droits et constitue donc une pr\u00e9cieuse couverture en cas de conflit juridique.<\/p><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-faq bgb-faq bgb-d00063c2\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-403a5bec\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-642cfcd1\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-3ae4c9cb\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"31\" viewbox=\"0 0 32 31\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M3.04463 25.6842C2.2073 25.6842 1.49053 25.3861 0.894316 24.7899C0.298105 24.1937 0 23.4769 0 22.6396V3.04463C0 2.2073 0.298105 1.49053 0.894316 0.894315C1.49053 0.298105 2.2073 0 3.04463 0H28.9554C29.7927 0 30.5095 0.298105 31.1057 0.894315C31.7019 1.49053 32 2.2073 32 3.04463V22.6396C32 23.4769 31.7019 24.1937 31.1057 24.7899C30.5095 25.3861 29.7927 25.6842 28.9554 25.6842H20.1815L17.2598 30.0728C17.1071 30.3039 16.9225 30.4772 16.7061 30.5928C16.49 30.7082 16.2546 30.7659 16 30.7659C15.7454 30.7659 15.51 30.7082 15.2939 30.5928C15.0775 30.4772 14.8929 30.3039 14.7402 30.0728L11.8185 25.6842H3.04463ZM16 27.4429L18.8244 23.1579H28.9554C29.1067 23.1579 29.2309 23.1093 29.328 23.0122C29.4251 22.9151 29.4737 22.7909 29.4737 22.6396V3.04463C29.4737 2.89333 29.4251 2.76912 29.328 2.672C29.2309 2.57488 29.1067 2.52632 28.9554 2.52632H3.04463C2.89333 2.52632 2.76912 2.57488 2.672 2.672C2.57488 2.76912 2.52632 2.89333 2.52632 3.04463V22.6396C2.52632 22.7909 2.57488 22.9151 2.672 23.0122C2.76912 23.1093 2.89333 23.1579 3.04463 23.1579H13.1756L16 27.4429Z\" fill=\"#0B7085\" \/>\n<path d=\"M18.948 19.1577H6.31641V16.6314H18.948V19.1577Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 14.1051H6.31641V11.5788H25.6848V14.1051Z\" fill=\"#08333B\" \/>\n<path d=\"M25.6848 9.05244H6.31641V6.52612H25.6848V9.05244Z\" fill=\"#08333B\" \/>\n<\/svg>\n<\/span><\/div>\n\n<div class=\"wp-block-blueglass-accordion bgb-accordion bgb-bff78f39\" data-close-others=\"1\"><div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-a3c4f5a2\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-ae61d4a2\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-e8cc6f5e\">\u00c0 qui s\u2019adresse l\u2019assurance protection juridique?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-f3ec9ef0\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-47a454c0\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-b827f021\"><h4 class=\"wp-block-blueglass-heading bgb-867a1955\">L\u2019assurance protection juridique s\u2019adresse aussi bien aux particuliers qu\u2019aux entreprises. Elle offre une protection contre les co\u00fbts \u00e9lev\u00e9s qui peuvent \u00eatre encourus en cas de litige juridique. La protection juridique n\u2019est certes pas obligatoire en Suisse, mais elle est vivement recommand\u00e9e tant pour les entreprises (protection juridique d\u2019entreprise) que pour les particuliers (protection juridique priv\u00e9e).<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-7ec8007c\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-42ddd8ec\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-f60f6f80\">Combien co\u00fbte une assurance protection juridique?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-e082a614\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-2e3c738f\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-1d4f2e4a\"><h4 class=\"wp-block-blueglass-heading bgb-6e51f5ea\">Les co\u00fbts d\u00e9pendent de l\u2019\u00e9tendue de la couverture, de la franchise, de la somme d\u2019assurance et du d\u00e9lai d\u2019attente.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-bc237fad\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-2290ed8b\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-0b4a515c\">Est-il judicieux de souscrire une protection juridique?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-ec1fec64\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-aed546fc\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-48367c94\"><h4 class=\"wp-block-blueglass-heading bgb-9a1607a9\">Un litige entra\u00eene rapidement des co\u00fbts \u00e9lev\u00e9s et peut s\u2019\u00e9tendre sur une longue p\u00e9riode. Une assurance permettant de couvrir les litiges juridiques est donc recommand\u00e9e tant pour les particuliers que pour les entreprises.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-2235d1f2\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-068813a1\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-eb2f780f\">Qu\u2019entend-on par d\u00e9lai d\u2019attente d\u2019une assurance protection juridique?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-eb1df5fb\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-4d0572a3\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-b4a7e436\"><h4 class=\"wp-block-blueglass-heading bgb-d7dbb0d6\">Le d\u00e9lai (ou temps) d\u2019attente d\u2019une assurance protection juridique d\u00e9signe la p\u00e9riode entre la souscription de l\u2019assurance et la date \u00e0 partir de laquelle la couverture d\u2019assurance entre en vigueur. En g\u00e9n\u00e9ral, durant ce temps d\u2019attente, l\u2019assurance ne prend pas en charge les co\u00fbts li\u00e9s \u00e0 des litiges juridiques. Le d\u00e9lai d\u2019attente sert \u00e0 pr\u00e9venir les abus et permet de garantir que les preneurs d\u2019assurance ne souscrivent pas l\u2019assurance uniquement parce qu\u2019un conflit juridique est d\u00e9j\u00e0 pr\u00e9visible.<\/h4><\/div><\/div>\n\n<div class=\"wp-block-blueglass-accordion-item bgb-accordion-item bgb-17dd1194\"><div class=\"wp-block-blueglass-accordion-header bgb-accordion-header bgb-2b0d0f36\" role=\"button\" tabindex=\"0\" aria-expanded=\"false\"><h3 class=\"wp-block-blueglass-heading bgb-a1a0811f\">Quels co\u00fbts l\u2019assurance prend-elle en charge en cas de litige juridique?<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--default bgb-aeb1e5d5\"><div class=\"wp-block-blueglass-icon bgb-icon bgb-19881295\"><span class=\"bgb-icon__svg\"><svg width=\"13\" height=\"13\" viewbox=\"0 0 13 13\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M5.75 7.25H0.75C0.5375 7.25 0.359417 7.17808 0.21575 7.03425C0.0719168 6.89042 0 6.71225 0 6.49975C0 6.28708 0.0719168 6.109 0.21575 5.9655C0.359417 5.82183 0.5375 5.75 0.75 5.75H5.75V0.75C5.75 0.5375 5.82192 0.359417 5.96575 0.21575C6.10958 0.0719168 6.28775 0 6.50025 0C6.71292 0 6.891 0.0719168 7.0345 0.21575C7.17817 0.359417 7.25 0.5375 7.25 0.75V5.75H12.25C12.4625 5.75 12.6406 5.82192 12.7843 5.96575C12.9281 6.10958 13 6.28775 13 6.50025C13 6.71292 12.9281 6.891 12.7843 7.0345C12.6406 7.17817 12.4625 7.25 12.25 7.25H7.25V12.25C7.25 12.4625 7.17808 12.6406 7.03425 12.7843C6.89042 12.9281 6.71225 13 6.49975 13C6.28708 13 6.109 12.9281 5.9655 12.7843C5.82183 12.6406 5.75 12.4625 5.75 12.25V7.25Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div>\n\n<div class=\"wp-block-blueglass-accordion-content bgb-accordion-content bgb-081d8d17\"><h4 class=\"wp-block-blueglass-heading bgb-754e0d25\">Si le type de litige est pr\u00e9vu dans l\u2019\u00e9tendue de la couverture d\u2019assurance, un grand nombre de d\u00e9penses sont g\u00e9n\u00e9ralement prises en charge, notamment:<\/h4>\n\n<ul class=\"wp-block-blueglass-list bgb-f3c2f2b8\" style=\"--bgb-list-item-gap:4px\"><li>Frais d\u2019avocat (honoraires des avocats)<\/li><li>Frais de justice (frais de proc\u00e9dure, indemnit\u00e9s des t\u00e9moins)<\/li><li>Co\u00fbts des experts (avis consultatifs ou expertises)<\/li><\/ul>\n\n<h4 class=\"wp-block-blueglass-heading bgb-29ab28c6\">Il convient de noter que les conditions et co\u00fbts effectifs peuvent varier en fonction du contrat d\u2019assurance et de la nature exacte du litige juridique. Il est conseill\u00e9 d\u2019examiner attentivement les conditions d\u2019assurance pour savoir avec pr\u00e9cision quels sont les co\u00fbts pris en charge par l\u2019assurance.<\/h4><\/div><\/div><\/div>\n\n<p class=\"wp-block-blueglass-paragraph bgb-494d834e\">Vous n\u2019avez pas trouv\u00e9 la r\u00e9ponse \u00e0 votre question ? <a href=\"\/fr\/contact\/#conseil\" data-type=\"link\" data-id=\"\/fr\/contact\/#conseil\">Contactez-nous<\/a>, nous nous ferons un plaisir de vous aider.<\/p><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-cta bgb-cta bgb-cta--light-text bgb-43d0ffa5\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-6449f6b9\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-f56f7ac1\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-8273ca5f\"><h2 class=\"wp-block-blueglass-heading bgb-d624ac41\">Nous sommes l\u00e0 pour vous <mark class=\"has-inline-color has-green-color\">conseiller<\/mark><\/h2><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-e8cfb14a\"><p class=\"wp-block-blueglass-paragraph bgb-20fb881c\">Vous avez des questions sur nos assurances professionnelles? Ou souhaitez-vous recevoir une offre concr\u00e8te? N\u2019h\u00e9sitez pas \u00e0 nous contacter.<\/p>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-a3c084a5\"><a href=\"https:\/\/visavis.ch\/fr\/contact\/#conseil\" class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--medium bgb-85a6f300\"><p class=\"wp-block-blueglass-paragraph bgb-70d63295\">Prendre rendez-vous pour un conseil<\/p><\/a>\n\n<a href=\"\/fr\/nos-assurances\/demande-d-offre\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--light bgb-button--outline bgb-button--medium bgb-40ae3f42\"><p class=\"wp-block-blueglass-paragraph bgb-f612101f\">Demander une offre<\/p><\/a><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-branchenverbaende bgb-branchenverbaende bgb-7e434a88\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-88a5f435\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-4aa4fa68\"><p class=\"wp-block-blueglass-paragraph bgb-de4b2154\">Nos partenaires d&#8217;assurance<\/p>\n\n<h3 class=\"wp-block-blueglass-heading bgb-885a1205\">Une couverture compl\u00e8te pour votre entreprise gr\u00e2ce \u00e0 nos partenaires d\u2019assurance<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-6cb0f18d has-custom-css wp-custom-css-3b73040e\">En collaboration avec nos partenaires d\u2019assurance, nous proposons \u00e0 votre entreprise des solutions d\u2019assurance sur mesure qui vont au-del\u00e0 des assurances de personnes.<\/p><\/div><div class=\"wp-block-blueglass-grid bgb-grid bgb-56e2abc5\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-d874828c\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-0545cb2b\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-63e9e86e\"><figure class=\"wp-block-blueglass-image bgb-image bgb-dd7686eb\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra.webp 1120w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra-300x201.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra-1024x688.webp 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra-768x516.webp 768w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra-1024x688.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra-1024x688.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra-300x201.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra-768x516.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-Dextra.jpg 1120w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"688\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-1e470e0e\"><h3 class=\"wp-block-blueglass-heading bgb-f901fdff\">Dextra Protection juridique<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-03a85eb7\">Dextra Protection juridique est notre partenaire pour les assurances de protection juridique. Sp\u00e9cialiste ind\u00e9pendant de la protection juridique, Dextra prot\u00e8ge nos clientes et clients en cas de litige.<\/p>\n\n<a href=\"https:\/\/dextra.ch\/fr\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--small bgb-420f6b4d\" target=\"_blank\" rel=\"noopener\"><p class=\"wp-block-blueglass-paragraph bgb-49b5638a\">Visiter le site web<\/p><\/a><\/div><\/div><\/div><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-d874828c\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-0545cb2b\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-63e9e86e\"><figure class=\"wp-block-blueglass-image bgb-image bgb-dd7686eb\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1.webp 1120w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1-300x201.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1-1024x688.webp 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1-768x516.webp 768w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1-1024x688.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1-1024x688.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1-300x201.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1-768x516.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/Partnerlogo-emmental-FR-1.jpg 1120w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" alt=\"emmental assurance logo\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"688\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure><\/div>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-1e470e0e\"><h3 class=\"wp-block-blueglass-heading bgb-f901fdff\">emmental assurance<\/h3>\n\n<p class=\"wp-block-blueglass-paragraph bgb-03a85eb7\">emmental assurance est notre partenaire pour les assurances choses et responsabilit\u00e9 civile. Depuis 1874, elle accompagne des clientes et clients priv\u00e9s et des PME dans toute la Suisse.<\/p>\n\n<a href=\"https:\/\/emmental-versicherung.ch\/fr\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--small bgb-420f6b4d\" target=\"_blank\" rel=\"noopener\"><p class=\"wp-block-blueglass-paragraph bgb-49b5638a\">Visiter le site web<\/p><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n\n<div class=\"wp-block-blueglass-artikelteaser bgb-artikelteaser bgb-e4814829\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-f0af434e\"><div class=\"bgb-wrapper__container\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-9d184e67\"><h2 class=\"wp-block-blueglass-heading bgb-585e973e\">Th\u00e8mes actuels et utiles s\u00e9lectionn\u00e9s sp\u00e9cialement pour vous<\/h2>\n\n<a href=\"https:\/\/visavis.ch\/fr\/news-et-conseils\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--outline bgb-button--medium bgb-8d7fb4eb\"><p class=\"wp-block-blueglass-paragraph bgb-864f8922\">Voir tous les articles<\/p><\/a><\/div><div class=\"wp-block-blueglass-grid bgb-grid bgb-21a069cd\" data-bgb-artikelteaser-carousel='{&quot;spaceBetween&quot;:20,&quot;speed&quot;:300}'><div class=\"swiper\"><div class=\"swiper-wrapper\"><div class=\"swiper-slide\"><div class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-2e3786b1\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-b6f16139\"><p class=\"wp-block-blueglass-paragraph bgb-66d0f5b3\">S\u2019abonner \u00e0 la newsletter<\/p>\n\n<p class=\"wp-block-blueglass-paragraph bgb-81647b17\">Notre newsletter vous fournit des informations et actualit\u00e9s utiles sur les assurances des entreprises.<\/p>\n\n<a href=\"\/fr\/inscription-newsletter\/\" class=\"wp-block-blueglass-button bgb-button bgb-button--primary bgb-button--filled bgb-button--medium bgb-3cc91e13\"><p class=\"wp-block-blueglass-paragraph bgb-ebb886ce\">S\u2019inscrire maintenant<\/p><\/a><\/div><\/div><\/div><div class=\"swiper-slide\"><a href=\"https:\/\/visavis.ch\/fr\/news-et-conseils\/l-assurance-des-metiers-devient-visavis\/\" class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-87859393\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-d64d49fb\"><figure class=\"wp-block-blueglass-image bgb-image bgb-1b7aca0f\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px.webp 2400w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-300x120.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1024x410.webp 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-768x307.webp 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1536x614.webp 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-2048x819.webp 2048w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1024x410.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1024x410.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-300x120.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-768x307.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-1536x614.jpg 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/05\/visavis_NewsRatgeber_BranchenVersicherung-visavis-Header_5zu2_2400x960px-2048x819.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"410\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-d3358ece\"><p class=\"wp-block-blueglass-paragraph bgb-a8790fb9\">News<\/p>\n\n<h3 class=\"wp-block-blueglass-heading bgb-3e806507\">L\u2019Assurance des m\u00e9tiers s\u2019appelle d\u00e9sormais visavis<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--link bgb-button--medium bgb-66c9754a\"><p class=\"wp-block-blueglass-paragraph bgb-b4c0199d\">En savoir plus<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-bbbc54ff\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M25.8709 17.6H0V14.4H25.8709L13.7189 2.248L16 0L32 16L16 32L13.7189 29.752L25.8709 17.6Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div><\/div><\/a><\/div><div class=\"swiper-slide\"><a href=\"https:\/\/visavis.ch\/fr\/news-et-conseils\/nouveau-membre-de-la-direction-kevin-brand\/\" class=\"wp-block-blueglass-grid-item bgb-grid-item bgb-87859393\"><div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-d64d49fb\"><figure class=\"wp-block-blueglass-image bgb-image bgb-1b7aca0f\"><div class=\"bgb-image__frame\"><picture><source srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px.webp 2400w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-300x120.webp 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-1024x410.webp 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-768x307.webp 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-1536x614.webp 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-2048x819.webp 2048w\" type=\"image\/webp\"><img src=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-1024x410.jpg\" srcset=\"https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-1024x410.jpg 1024w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-300x120.jpg 300w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-768x307.jpg 768w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-1536x614.jpg 1536w, https:\/\/visavis.ch\/wp-content\/uploads\/2026\/06\/visavis_NewsRatgeber_KevinBrand-Header_5zu2_2400x960px-2048x819.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" alt=\"\" loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"410\" class=\"bgb-image__img\" style=\"object-fit:cover;object-position:50% 50%\"><\/picture><\/div><\/figure>\n\n<div class=\"wp-block-blueglass-wrapper bgb-wrapper bgb-d3358ece\"><p class=\"wp-block-blueglass-paragraph bgb-a8790fb9\">News<\/p>\n\n<h3 class=\"wp-block-blueglass-heading bgb-3e806507\">Nouveau membre de la Direction: Kevin Brand<\/h3>\n\n<button class=\"wp-block-blueglass-button bgb-button bgb-button--secondary bgb-button--link bgb-button--medium bgb-66c9754a\"><p class=\"wp-block-blueglass-paragraph bgb-b4c0199d\">En savoir plus<\/p>\n\n<div class=\"wp-block-blueglass-icon bgb-icon bgb-bbbc54ff\"><span class=\"bgb-icon__svg\"><svg width=\"32\" height=\"32\" viewbox=\"0 0 32 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path d=\"M25.8709 17.6H0V14.4H25.8709L13.7189 2.248L16 0L32 16L16 32L13.7189 29.752L25.8709 17.6Z\" fill=\"currentColor\" \/>\n<\/svg>\n<\/span><\/div><\/button><\/div><\/div><\/a><\/div><\/div><\/div><div class=\"bgb-artikelteaser__nav\"><button type=\"button\" class=\"bgb-artikelteaser__prev\" aria-label=\"Previous\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 32 32\" fill=\"none\"><path d=\"M5.46208 14.3174L30.3588 14.3174C30.8245 14.3174 31.2144 14.4772 31.5284 14.7968C31.8428 15.1161 32 15.5124 32 15.9859C32 16.4594 31.8428 16.8558 31.5284 17.175C31.2144 17.4947 30.8245 17.6545 30.3588 17.6545L5.46208 17.6545L16.7741 29.1546C17.0995 29.4853 17.2601 29.8724 17.2561 30.3159C17.2517 30.7594 17.0799 31.1537 16.7407 31.4989C16.4012 31.8211 16.0168 31.9879 15.5875 31.9994C15.1582 32.0109 14.7738 31.8441 14.4342 31.4989L0.559664 17.3936C0.35469 17.1852 0.210261 16.9655 0.126375 16.7345C0.0421237 16.5035 -1.58807e-06 16.254 -1.56314e-06 15.9859C-1.53822e-06 15.7179 0.0421238 15.4683 0.126375 15.2373C0.210261 15.0063 0.35469 14.7866 0.559664 14.5782L14.4342 0.472979C14.7373 0.164856 15.1126 0.00727189 15.5601 0.000226988C16.0077 -0.00681791 16.4012 0.150766 16.7408 0.472979C17.0799 0.818181 17.2495 1.21455 17.2495 1.66209C17.2495 2.11 17.0799 2.50656 16.7408 2.85176L5.46208 14.3174Z\" fill=\"currentColor\"\/><\/svg><\/button><button type=\"button\" class=\"bgb-artikelteaser__next\" aria-label=\"Next\"><svg width=\"18\" height=\"18\" viewBox=\"0 0 32 32\" fill=\"none\"><path d=\"M25.8709 17.6H0V14.4H25.8709L13.7189 2.248L16 0L32 16L16 32L13.7189 29.752L25.8709 17.6Z\" 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